Rewards

Scotia Momentum No-Fee Visa card

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Minimum Annual Income $12,000
Required Credit Score 699
Canadian Residency No

Scotia Momentum No-Fee Visa card

Earn 5% cash back

Earn 5% Cash Back on all purchases for the first 3 months (up to $2,000 in total purchases). New: You will earn 1% on all eligible purchases of Transit, Rideshare and Food Delivery¹.

Get a 0% introductory interest rate on balance transfers.

For the first 6 months, pay 0% interest on any balances transfered over from other credit cards.

$301 First Year Value
Welcome Offer Earn 5% cash back
$201 Consecutive Years Value
Annual Fees $0
Additional cards Free
Interest Rates
20.99% on purchase 22.99% on cash advance 22.99% on balance transfer
Scotia Momentum No-Fee Visa card - Scotiabank

Estimated rewards for the first year*

Total Reward: $301
Entertainment: $6
Gas: $105.45
Groceries: $126.55
Restaurants: $30
Other: $33
Annual Fee: $0
Total: $301
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Scotia Momentum No-Fee Visa card - Scotiabank

Estimated rewards for subsequent years*

Total Reward: $201
Entertainment: $6
Gas: $60
Groceries: $72
Restaurants: $30
Other: $33
Annual Fee: $0
Total: $201
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

Reward Calculator

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Net Annual rewards the subsequent years

Special Features

01

This card would be well suited to students, newcomers, and people trying to pay off credit card debt.

This is a basic personal credit card for people who want to avoid paying any annual fees or who want to take advantage of 0% interest rate on balance transfers.

02

No annual fee

This credit card does not have an annual fee, making it a great option for anyone looking for an all-purpose card.

Card Benefits

Exclusive discounts with my favourite brands

You can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotia Momentum No-Fee Visa card.

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Scotia Momentum Visa card Scotia Momentum Visa card

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