Baggio Ma

Baggio Ma has written for several Canadian websites on a variety of personal finance related topics. His knowledge is informed by his personal financial journey as an investor over the past 5 years. He invests using the online brokerage platform Wealthsimple, shops with one of the best credit cards in Canada, and keeps track of his credit score through Borrowell.

Credit Cards

Is the Rogers World Elite Mastercard the Best Card With No Foreign Transaction Fees?

Rogers probably isn’t the first company you think of when it comes to Canadian credit cards. But the telecommunications giant is offering travellers a no-annual fee card from the popular World Elite line of credit cards. This card is great for those who love to travel. While it technically charges foreign transaction fees, those are […]

Baggio Ma. 03 Oct 2023

Credit Cards

The 10 Best Credit Cards in BC

If you have ever been in the market for a new credit card in BC, you’ve probably found yourself in over your head. Is it just me, or does it seem like there is a credit card for everything these days? Cashback, US dollars, travel miles, and even free donuts with the new Tim Hortons […]

Baggio Ma. 26 Sep 2023

Logos of various banks and credit cards displayed together, representing financial institutions.

Banking

The 5 Easiest Banks to Get a Loan From in Canada

If you have ever found yourself in need of a personal loan, you probably found that different banks have different criteria for being approved. When you are in a financial pinch, you want to know exactly which institution will approve you in the shortest amount of time. This is why it is critical to know […]

Baggio Ma. 25 Sep 2023

Banking

The 10 Best Joint Bank Accounts in Canada for 2024

Joint bank accounts can be a helpful tool for you and your partner as you navigate the financial side of life. With so many different financial institutions in Canada, you might find it difficult to choose the right joint bank account. Well, we’re here to help! 1. EQ Bank Joint Account – Best for roommates […]

Baggio Ma. 20 Sep 2023

Investing

Wisesheets Review 2023

If there is one thing all investors can benefit from, it’s an accurate way to track their trades and portfolio. Some people will use a trading journal or simply select brokerage platforms that offer basic tracking tools, while others like the good old-fashioned spreadsheet. Whether you are an active trader or a buy-and-hold investor, it […]

Baggio Ma. 20 Aug 2023

the next generation of tranding platforms

Investing

Friedberg Direct Canada Review

Are you looking for a new online trading platform in Canada? Look no further than Friedberg Direct Canada, a one-stop shop for online forex trading and CFD trading. With a Friedberg Direct account, you get access to cutting-edge AvaTrade trading software with competitive fees and spreads. In this Friedberg Direct Canada review, we’ll discuss the […]

Baggio Ma. 20 Aug 2023

A person holding a cell phone displaying a calculator app, ready for mathematical calculations.

Mortgage

Biweekly vs. Accelerated Biweekly Mortgage Payments in Canada: Which One Should You Pick?

Is there a topic that is discussed more amongst Canadians than our mortgages? For those taking on a new mortgage or looking to renew their existing one, you might be wondering what you can do to reduce your mortgage and amortization. While choosing the best mortgage and mortgage rate is important to keeping monthly payments […]

Baggio Ma. 10 Aug 2023

Insurance

Are Electric Cars More Expensive to Insure Than Gas-Powered Cars in Canada?

Nowadays, it seems like every second car you see on the road is an EV. This should come as no surprise: as of the first quarter of 2023, nearly 10% of all vehicles in Canada were registered as ZEV, or Zero-Emission Vehicles. British Columbia led the way with nearly 20% of all vehicles registered as […]

Baggio Ma. 02 Aug 2023

A person sheltering from rain under an umbrella.

Insurance

How to Cancel Your Car Insurance in Canada?

Luckily, cancelling your car insurance in Canada is not a complicated task. There is a long list of reasons for cancelling your car insurance, but the key thing to know is that you can cancel it at any time. You do not need to wait for your current insurance policy to expire, although doing so […]

Baggio Ma. 27 Jul 2023