Daniel Schoester

  What is Temporary Car Insurance? Driving without car insurance in Ontario is strictly forbidden. You’ll receive fines and potentially have your license suspended if caught. However, only some people want to commit to a one-year plan. This is what leads people to search for temporary car insurance.  Temporary car insurance is short-term coverage that provides drivers […]

Travel insurance on credit cards is a type of insurance that provides coverage for expenses related to travel-related losses. It can include coverage for medical expenses, trip cancellations, lost luggage, and more. Credit card travel insurance is essential because it gives you peace of mind knowing you’re protected abroad. It can provide financial protection in […]

Collector Car Insurance Explained Collector car drivers use their cars differently than everyday vehicles. Owners generally drive to several collector car meetups or occasionally cruise around town. Since the vehicle is older, owners generally drive less to preserve its value. Given this unique ownership behaviour, treating collector car insurance like regular vehicles doesn’t make sense. […]

Overview Of Selling Your Car in Ontario Selling a used vehicle in Ontario can seem overwhelming, but with the proper preparation and understanding, you can ensure the process goes smoothly and ends in a successful sale. This section will provide a high-level overview of the steps required to sell a car in Ontario. Note that the […]

Advantages and Disadvantages When Selling a Car with a Loan Advantages Disadvantages – Sell your car earlier– Upgrade to a new car – Typically need to pay off the balance first– Difficulty finding buyers with an existing loan Advantages One of the main advantages is that you can sell your car before paying off the […]

Mandatory Types of Insurance Coverages Minimum Requirement Description Third-Party Liability Coverage $200,000 Pays for damages to the other party when you cause the accident. Accident Benefits $65,000 Covers the healthcare and recovery expenses of you and your passengers. Uninsured Automobile Coverage $200,000 Protects if you are involved in an auto accident with an uninsured driver. […]

You can switch your car insurance at any time in Ontario. However, there are better times to change your insurance. This is because many companies charge fees for policyholders who switch mid-term. In addition, not every insurance policy is created equal. Many Canadians focus on reducing their monthly payment at the expense of coverage limits, […]