Arthur Dubois
Arthur Dubois

Arthur Dubois is a personal finance writer at Hardbacon. Since relocating to Canada, he has successfully built his credit score from scratch and begun investing in the stock market. In addition to his work at Hardbacon, Arthur has contributed to Metro newspaper and several other publications

a house with a lawn and a sign
Mortgage

10 Steps To Sell Your House Fast in Canada

Are you looking to sell your house fast in Canada? Then you’re in the right place. In this ultimate guide, we take you step-by-step through the process. Plus, we give you online resources that will help get your home sold...…

tims-credit-card
Credit Cards

Review of the Tims® Mastercard: An Essential for Coffee Lovers

In a bid to gain a stronger foothold in the competitive world of rewards programs, Tim Hortons created Tims Financial and launched the Tims Mastercard credit card. This card is accessible via its mobile application and is linked to its…

Modern family medicine
Insurance

Understanding Life Insurance Medical Exams in Canada

Life insurance helps you feel secure about your family's financial well-being in the case of a tragedy. Whether or not you are the primary breadwinner in your family, life insurance can help your family cover expenses in the event of…

a magnifying glass on a document
Insurance

Title Insurance: What Is It and What's It For?

Are you buying a home in Canada? If so, title insurance is a must-have. Not only do most mortgage lenders require it, but considering there's one attempted title fraud every four business days, it’s also the sensible thing to do…

Disability Insurance
Insurance

Short-Term Disability Insurance in Canada: Role, Limits and Benefits

What would you do if you could no longer do your job due to health issues? Fortunately, many employers offer short-term disability insurance. It's possible to take out such insurance on an individual basis too. The federal government provides Employment…

Soft vs hard credit check
Credit score

Soft vs Hard Credit Checks in Canada: What You Need to Know

Did you know the subtle difference between a soft vs hard credit check is crucial if you want a good credit score? That's because the way someone accesses your credit file can actually lower your score. Yikes! You need to…

A ServiceOntario branch, where Ontario car owners can go to get new car ownership papers.
Cars

How to replace lost car ownership papers in Ontario

Car ownership papers are legal documents that prove you rightfully own a vehicle. They contain important information, such as the make, model, year and vehicle identification number (VIN) of your car. The Ontario Ministry of Transportation (MTO) issues these documents,…

A smartphone displaying diverse apps, enabling seamless multitasking and enhancing productivity on the go
Mortgage

The 10 Best Real Estate Apps For Canadians Looking for a House

Real Estate tech just levelled up. Say Good-Bye to exhaustive house hunting, complicated mortgage applications and surprise expenses. Thanks to the following real estate apps, finding the perfect place to hang your hat is almost as simple as ordering pizza.…

store credit card
Credit Cards

The 7 Best Store Credit Cards in Canada

We’re all feeling the pinch of inflation. Of course, everywhere we turn, someone is pushing a glossy brochure with big promises across the counter. The choices are endless along with the confusion. Are store credit cards worthwhile or just extra…

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