Maude Gauthier is a journalist for Hardbacon. Since completing her Ph.D. in communications at University of Montreal, she has been writing about finance, insurance and credit cards for companies like Fonds FMOQ and Code F. As a responsible user of credit cards, she can spend hours reading the fine print to fully understand their benefits. Because of their simplicity, she developed a preference for cash back cards. After suffering steep increases with her former insurer, she can now proudly say that she saved hundreds of dollars by shopping around for her auto and home insurance. In her free time, she reads novels and enjoys streaming popular shows (and possibly less popular shows, like animal documentaries).
Infinite Banking: An Intriguing, Yet Little-Known Strategy
Coined by R. Nelson Nash and first popularized in the United States, infinite banking is gaining in popularity in Canada. In a nutshell, it's a strategy that involves taking out whole life insurance, then borrowing money from your insurance for…
The CIBC Costco Credit Card: Benefits and Alternatives
The CIBC Costco credit card comes with great rewards and can reduce your bill if you shop at Costco often. But if you shop at several different locations, take the time to compare it to other store credit cards. Quick…
How Much Does it Cost to Support a Future Figure Skating Athlete?
With only 1 in 5 young people in Quebec considered active, the cost of recreational sports is one of the main factors holding them back. Having the support of their parents, on the other hand, acts as a propellant for…
Understanding Whole Life Insurance and its Subtleties
There are several types of life insurance available. When shopping for life insurance, you have the choice between a whole life policy, with or without participation, term life insurance, and universal life insurance, among others. Whole life insurance is particularly…
The Pros and Cons of Reverse Mortgages in Canada
If you're a homeowner age 55 or older and in need of cash, you may want to consider a reverse mortgage. Reverse mortgages in Canada are a way for homeowners to access funds to cover living, travel and other expenses.…
How to Buy Half Your Partner's House
A few years ago, your partner proudly bought her own house to live in with her son. Since then you two have met and she's asked you to move in with her. Since cohabitation is going well at her place,…
11 Incredible Credit Cards Welcome Offers in July 2024
A welcome offer is a bonus offered for new credit card sign-ups, with the goal of attracting new customers. Welcome offers are often offered in a variety of forms, such as cash back, bonus points or waiving the annual fee…
Bridge Mortgage: Buy a New Home Without Having Sold the Old One
You've found the home of your dreams. The only problem is you haven't closed the sale on your existing property. And, you need the equity in your home to buy the new place. You can't get the money until you…
Where did My Money Go: The Financial Reality of Raising a Hockey Player in Canada
In collaboration with Royal Bank Of Canada In Canada, hockey isn’t just a sport – it’s a way of life. From backyard rinks to bustling arenas, the echoes of skates slicing through the ice are a familiar soundtrack across the…
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