Maude Gauthier is a journalist for Hardbacon. Since completing her Ph.D. in communications at University of Montreal, she has been writing about finance, insurance and credit cards for companies like Fonds FMOQ and Code F. As a responsible user of credit cards, she can spend hours reading the fine print to fully understand their benefits. Because of their simplicity, she developed a preference for cash back cards. After suffering steep increases with her former insurer, she can now proudly say that she saved hundreds of dollars by shopping around for her auto and home insurance. In her free time, she reads novels and enjoys streaming popular shows (and possibly less popular shows, like animal documentaries).
Get Rewards with KOHO, No Matter Your Credit Score
In collaboration with KOHO KOHO offers a plan for everyone. Gone are the days when a poor or fair credit score left you feeling left out. Now, you can enjoy a reward credit card and earn interest on your balance…
Benefits of the NEXUS Card and How to Get One for Free
The NEXUS card can be used to cross the border between US and Canada by Canadian citizens who have been pre-screened and considered low-risk individuals. You can benefit from expedited processing through dedicated lanes at the airport, land borders, or…
How Long Does It Really Take to Withdraw Money From a FHSA?
Noah is buying a condo in two weeks. As his closing appointment approaches, is there still time for him to open and contribute to a First Home Savings Account (FHSA)? In theory, there's no minimum number of days that money…
Assessing Your Sewer Backup Insurance Needs in Canada
Sewer backup insurance is a coverage that all Canadian homeowners should at least understand, even if it's less relevant to those living in upper-floor apartments. Since it's usually an additional coverage you have to add to your home insurance (and…
FHSA: From Account Opening to Home Purchase
As house prices stay quite high, many Canadians find it more challenging to save for a mortgage down payment. The Canadian government came up with initiatives to make homeownership more affordable. One way the government decided to tackle the housing…
The Importance of Tipping and Proper Etiquette in Canada
As a new Canadian or a novice tip-giver, you may wonder about tipping in Canada in certain situations. In a survey on tipflation conducted by Hardbacon, more than 60% of Canadians said they felt manipulated by payment terminals into giving…
Understanding Canadian ETFs to Increase your Wealth
Exchange-traded funds (ETFs) are the new darling of self-directed investors. Although they were first introduced several years ago, the democratization of investing has made it easier than ever to buy ETFs. Are ETFs really beneficial? What are their limitations? How…
Debt Consolidation: Assessing your Situation and Choosing the Appropriate Option
Are you struggling to keep track of multiple debts and their payments? Are you constantly paying interest on your credit card but your balance never comes down? Debt consolidation could be the answer you're looking for. It eliminates the never-ending…
The Impact of Deductibles on your Home Insurance
A home insurance deductible is the amount of money you pay out of your pocket if you make a claim. When it comes to selecting the right home insurance policy, it’s vital to understand the deductible because it can increase…
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