Meagen Seatter

What are the best credit cards to build credit in Canada? Pull up a chair, we’ve got the only list you need. Credit cards have a definite advantage over pre-paid cards and debit cards. When used properly, credit cards help you build a positive credit history and credit score.  For people who are just beginning […]

The Avion Rewards Program awards Canadians who bank with RBC with loyalty points, which can be redeemed for gift cards, merchandise, travel rewards, or transferred to a select few frequent flyer programs. Unfortunately, there is no way to convert Avion points to Aeroplan points. The best you can do is use your Avion points to […]

Imagine a world where your wallet gets thicker each time you swipe your credit card. This isn’t just a daydream; it’s the ingenious reality of cash back credit cards. Thanks to these cards, you don’t need to figure out the value of the points you earn nor the best way to redeem them; you get […]

Owning a credit card means that you’ll likely pay high interest rates. The average interest rate on credit cards in Canada falls between 19% and 29%. This is extremely high if you don’t pay off your credit card balance in full and on time. If you ring up charge of $2,000 each month, you’ll pay […]

If you’re one of the many Canadians who enjoys shopping online or in-person at American stores, you might want to consider a USD credit card. Having such a card in your wallet can save you hundreds of dollars per year in foreign transaction fees. Credit cards with no foreign transaction fees can also be an […]

Do you often find yourself unable to pay off your entire credit card balance at the end of the month? If that’s the case, you should consider getting a low-interest credit card. Indeed, credit cards with reduced interest rates typically offer an interest rate lower than 14.90%, whereas standard credit cards usually have rates of […]

If you love to travel but hate throwing money away, it’s time to consider an AIR MILES credit card. American Express ended their partnership with AIR MILES in September 2023, making BMO the sole provider of AIR MILES branded credit cards in Canada. We’ve hand-picked the best credit cards in Canada for AIR MILES collectors […]

Before you jet off on your next adventure, don’t forget to pack your prepaid travel card. Why? Because prepaid travel cards offer Canadians a safe way to spend money abroad. These cards provide the convenience of a credit card without high interest rates and the risk of racking up debt. Plus, you won’t have to […]

Getting a high-grade point average (GPA) is good, but getting a high credit score is great and has more impact on your future. Getting a student credit card while in school is an important first step to building credit and earning a high score. For many young Canadians, a student credit card is their first […]