Xiaolei Liu

Xialei believes being investment-savvy is not as difficult as people might think, and she want to make it accessible and fun to everybody. As a CFA level II candidate with a master's degree in education, she would like to convince more people to fall in love with stock market investing.

Financial Independence

Let’s create a financial crisis together… muhahaha

The stock market crashes once in awhile, but every time, many people believe this time, the market could defy the gravity, because this time is different. It’s been said before the dot com bubble in 2000 and the subprime mortgage crisis at almost ten years ago. Today’s market is clearly on fire now; in fact, […]

Xiaolei Liu. 26 Jul 2023

know about the P/E ratio to invest like a boss

Investing

What you need to know about the P/E ratio to invest like a boss

When you are considering buying a stock, one question you will probably ask is “am I paying too much for it?” In the world of investment, having found a great company does not mean you just found a golden stock. Even if you found an amazing company with its stock price trading at $3 per […]

Xiaolei Liu. 17 May 2023

cartoon duck characters skiing down a hill with money

Investing

Why Investing in Gold Might Make Sense For You Even if You’re No Scrooge McDuck

Perhaps the most important clichéd line for investors is “don’t put all your eggs in one basket”; surprisingly, however, many investors fail to grasp the essence of this advice. Equity investors commonly diversify their portfolios by purchasing stocks from a number of different companies. It is a great way to reduce company-specific risks: for instance, […]

Xiaolei Liu. 04 Dec 2022

A man with long hair and a mustache looking into the camera.

Investing

Why Your Cousin Who’s Killing It In The Stock Market is Not Telling You The Truth

Let’s suppose you walked into a casino and bet 100 dollars on some game; the following are all of the possible outcomes, along with their respective probabilities : 80%: You walk away with nothing 19%: 200 dollars gain 1%: 2000 dollars gain Now, suppose you have gambled so often that you have encountered […]

Xiaolei Liu. 01 Dec 2022

Financial Independence

You won’t get poorer if you do these 3 things

The quick answer to the question asked by the title is as follows: learn how to invest. Before closing this page and commenting: “but I don’t have much money to start with…”, keep reading. Investing on your own takes time, discipline, and some capital to start with, and to be honest, it is not for […]

Xiaolei Liu. 27 Nov 2022