From pre-authorizing payments to getting paid, sample cheques still come in handy… even though cheques are rarely used in Quebec and Canada. The main reason you need a Desjardins sample cheque is to share your banking information with someone else.
Understanding Your Desjardins Sample Cheque
If you know what the numbers at the bottom of your Desjardins sample cheque mean, you can probably just share those numbers… without having to go looking for a Sample Cheque in your banking portal every time someone asks for a sample cheque.
So, here are the important features of a cheque in Canada that you should be able to recognize by looking at a cheque:
1. Your home address
This is information you don’t need to look at a sample cheque to know. However, this information is often needed by those who ask you for a sample cheque.
2. Your bank branch address
This is the address of your Desjardins branch. Note that some Desjardins branches have more than one point of service.
3. The Transit Number
This is a 5-digit number that identifies the Desjardins branch to which your bank account is associated.
4. The Institution Number
The institution number is a three-digit number that identifies the financial institution you are dealing with, regardless of the branch you have chosen. Desjardins’s institution number is 815.
5. Your account number (or folio number)
The account (or folio) number is the identifier for your bank account. Without the transit number and institution number, it cannot be used to transfer money. As a result, it is the most sensitive information you will find on your sample cheque, as it is the number that is associated with your bank account. This number varies in length depending on the financial institution, but Desjardins account numbers are always 7 digits long.
How to find your sample cheque on the Desjardins online portal
Before the Internet, a sample cheque was a paper cheque with “SAMPLE” or “VOID” written on it to ensure that the cheque could not be used. If you have a chequebook, you can still do this. In fact, a sample cheque is a document that contains all the information displayed on a cheque, so you can still do it that way.
For those who don’t want to waste paper, or who simply don’t have a chequebook, it is possible to obtain a Desjardins sample cheque by logging into the Desjardins online portal. Here are the steps to download a Desjardins sample cheque in PDF format with just a few clicks:
- Log into your Desjardins account using the following link: https://accweb.mouv.desjardins.com/
- In the right-hand menu, click on “More options”
- Then, click on “Void cheques”
- In the table, click on “Void cheque”
- A PDF document containing your sample cheque should open in your browser; all you need to do is download it.
Now you know everything you need to know about finding your Desjardins sample cheque, and how to interpret the different elements on it! Furthermore, you should now be able to write a cheque.