From pre-authorizing payments to getting paid, void cheques still come in handy… even though cheques are rarely used in Canada. The main reason you need an UNI Financial void cheque is to share your banking information with someone else.
Understanding Your UNI Financial Void cheque
If you know what the numbers at the bottom of your UNI Financial void cheque mean, you can probably just share them… without having to go looking for a void cheque in your banking portal every time someone asks for one.
So, here are the important features of a cheque in Canada that you should be able to recognize by looking at one :
1. Your home address
This is the information you don’t need to look at a void cheque to know. However, it is often needed by those who ask you for a void cheque.
2. Your branch address
This is the address of your UNI Financial branch. Note that some UNI Financial branches have more than one point of service.
3. Your branch transit number
This is a 5-digit number that identifies the UNI Financial branch to which your bank account is associated.
4. Your bank Institution Number
The institution number is a three-digit number that identifies the financial institution you are dealing with, regardless of the branch you have chosen. UNI Financial ’s institution number is 865.
5. Your account number (or folio number)
The account (or folio) number is the identifier for your bank account. Without the transit number and institution number, it cannot be used to transfer money. As a result, it is the most sensitive information you will find on your void cheque, as it is the number that is associated with your bank account. This number varies in length depending on the financial institution but generally ranges from 7 to 12 digits.
How to find your Void cheque on the UNI Financial online portal
Before the Internet, a void cheque was a paper cheque with “SAMPLE” or “VOID” written on it to ensure that the cheque could not be used. If you have a chequebook, you can still do this. In fact, a void cheque is a document that contains all the information displayed on a cheque, so you can still do it that way.
For those who don’t want to waste paper or who don’t have a chequebook, it’s possible to get a void cheque from UNI Financial by logging in to their online banking portal. Follow the steps below to download a void cheque in PDF in just a few clicks:
- Log in to your AccesD account at the following link: https://accweb.mouv.acadie.com/identifiantunique/securite-garantie/authentification/auth/manuel?langueCible=en&executeTime=27.
- In the right-hand menu, click “More options” and then “Void Cheque”
- On the table, click again on “Void Cheque” and a PDF will appear which contains your void cheque. All that’s left is to save and, if you’d like, print it.
Now you know everything you need to in order to find your account information and understand your void cheque as a UNI Financial customer! Furthermore, you should now be able to write a cheque.
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About The Author: Arthur Dubois
Passionate about personal finance and financial technology, Arthur Dubois is a writer and SEO specialist at Hardbacon. Since his arrival in Canada, he’s built his credit score from nothing.
Arthur invests in the stock market but doesn’t pay any fees because he uses National Bank Direct Brokerage online broker and Wealthsimple’s robo-advisor. He pays for his subscriptions online with his KOHO prepaid card, and uses his Tangerine credit card for most of his in-store purchases. When he buys bitcoins, it’s with the BitBuy online platform. Of course it goes without saying that he uses the Hardbacon app so that he can manage all of his finances from one convenient place.
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