Pay Off Debts or Invest Calculator
Our Pay Off Debts or Invest Calculator is a fortune teller – literally. It takes into account things like your marginal tax rate, your expected investment return, and your loan’s interest rate and tells you if your investment would make more money than simply paying off your debts.
Insights and Useful Articles
Hardbacon makes managing your money easier by combining comprehensive financial tools, unbiased comparisons and personalized insights.
The 25 Best Canadian Coupon Sites and Apps in Canada
Whether you need to or just like to save, there are countless canadian coupon sites and apps that offer the same thing: savings, points, coupons, or some combination of the three. In times like these, saving money is at the…
The 5 Best Websites to Sell Gift Cards in Canada
Gee, thanks for the gift card. I mean, a gift card is a nice gift to receive but it may not always be the right one. There are many reasons why someone may wish to sell gift cards in Canada.…
How Much Does it Cost to Support a Future Figure Skating Athlete?
With only 1 in 5 young people in Quebec considered active, the cost of recreational sports is one of the main factors holding them back. Having the support of their parents, on the other hand, acts as a propellant for…
Where did My Money Go: The Financial Reality of Raising a Hockey Player in Canada
In collaboration with Royal Bank Of Canada In Canada, hockey isn’t just a sport – it’s a way of life. From backyard rinks to bustling arenas, the echoes of skates slicing through the ice are a familiar soundtrack across the…
Canadian Inflation: Adjusting to the New Reality of High Prices
For some years now, the majority of Canadians have been struggling to feed their families decently. While high prices seem here to stay, what can you do to prevent them from wreaking havoc on your life? The cost of living…
The 5 Best Free Canadian Tax Softwares
For most people, doing their taxes is a thankless task. Fortunately, there are free tax software programs that make it easy to calculate and file your taxes online. We recommend that you choose a software that is easy to use,…
The 6 Best Tax Return Software in Canada
To file quickly, easily, and without a blinding migraine, choosing the best tax return software in Canada is crucial. Tax season is the most dreaded time of year, with many of us hoping to bypass the annual state of confusion…
The New Guide to Old Age Security
What is Old Age Security? Times are tough, especially when you stop working. Your income goes down while prices go up. Old Age Security (OAS), sometimes called Old Age Pension, is money you might receive from the government when you…
What Is the Cost of a Divorce in Canada?
Going through a divorce can drain you emotionally and financially. By understanding the costs involved, you can decide what to fight for and what to do yourself. In Canada, divorce costs can vary from $1,000 to $25,000 and up, depending…
Ontario Staycation Tax Credit: What You Need To Know in 2022
If you are a resident of Ontario and are planning a short trip anytime soon, you may consider opting for a staycation in the province. At least you get to receive some money back from the Ontario government for enjoying…
The End of a Chapter for Hardbacon
It is with a heavy heart that I write my last post for Hardbacon. Indeed, all employees of Hardbacon (Bacon Financial Technologies Inc.) have been let go, and our operations are now suspended. The company will declare bankruptcy in the…
Debt Consolidation: Assessing your Situation and Choosing the Appropriate Option
Are you struggling to keep track of multiple debts and their payments? Are you constantly paying interest on your credit card but your balance never comes down? Debt consolidation could be the answer you’re looking for. It eliminates the never-ending…
Easing Financial Burdens: Consolidated Credit Review
It isn’t exactly news, but Canadians are struggling financially. For instance, covering a $500 unexpected expense is not an option for a quarter of us. In 2022, over 103,586 insolvencies were filed with the Office of the Superintendent of Bankruptcy…
The Top 5 Bankruptcy Alternatives For Canadians Struggling Financially
Is crushing debt making you feel overwhelmed and hopeless? There are bankruptcy alternatives that offer a more positive path forward without the long-term impact on your credit score. Bankruptcy should be considered as a last resort. Exploring all available options…
Car Repossession: What to Expect When You Stop Paying Your Car Loan in Canada
Car repossession can happen when you fail to make your car loan payments on time. Most people don’t plan to miss car payments, but expenses may arise that unexpectedly set you back financially. If you go months at a time…
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