How do credit cards work
If you want to learn how credit cards work in Canada, you’ve come to the right place.
Credit Card Chargebacks: 5 Easy Steps to Dispute a Transaction
Credit card chargebacks are a way for us to dispute transactions when something goes awry. If you have ordered something online using your credit card, you may have encountered a situation where the package never arrived, the goods were not…
Everything You Need to Know About Credit Card Interest
With over 76 million credit cards in circulation in Canada, they are very popular financial products, and there is a card for everyone: with no annual fee, a reduced interest rate or cash back, for instance. Additionally, they can serve…
How to Get a US Credit Card in Canada
A growing number of Canucks who have canadian credit cards are looking for ways to get a US credit card in addition, because of the unique benefits they offer. With over 76 million credit cards circulating in the Great White…
Are Balance Transfer Credit Cards Worth It?
Balance transfer credit cards are a great way to catch your breath when you're drowning in high-interest debt. By paying off one credit card with another at a much lower rate, you can significantly reduce your monthly interest charges and…
How Credit Card Updater Services Are Betraying Our Trust
Credit card updater services are the reason I have trust issues. When your credit card information changes, these programs send your new card details to merchants on your behalf. But you probably have no idea it’s happening. Sure, it prevents…
How to Choose a Credit Card in Canada
Are you looking for a new credit card or your first credit card? Before using Hardbacon’s credit card comparator to pick the best card, consider these points so that you choose the one that best meets your needs. Credit card…
All About Joint Credit Cards in Canada
A joint credit card is a shared account where two or more individuals have equal access and responsibility for all transactions and debts. When used wisely, it can help you maximize credit card rewards, streamline budgeting, and even help you…
The Ultimate Guide to Credit Card Surcharge Fees in Canada
Credit card surcharge fees in Canada feel ominous - like the final blow that could take down your financial house of cards. If you don’t know what these are, buckle up - because the cost of living could ratchet even…
Cash advances: how they work and why you should avoid them like the plague
Let's face it - withdrawing cash or making a transfer from your credit card is pretty much always a bad idea. Taking a cash advance is akin to quenching your thirst with a sip of vodka; it may seem useful…
Who is this G. Raymond character we see on credit cards?
Have you ever looked at a credit card ad and wondered who that mysterious G. Raymond is? The name appears on credit cards websites and ads across Canada, yet remains unknown to most of us. The truth is, G. Raymond…
Credit Card insurance in Canada: Everything You Need to Know about Coverage, Limitations and How it Works
How many of you have signed up for a credit card that includes insurance? Probably a lot. But, do you actually use that insurance? Do you even know what you are covered for? If you answered no, don’t worry. That’s…
How to increase my credit card limit in Canada?
Whether you're looking to make a large purchase or improve your credit score, increasing your credit card limit can be a great option. But how exactly can you go about getting your credit card limit increased? Understanding Credit Card Limits…
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