Credit Cards

“There are certain things that money can’t buy; for everything else, there’s Mastercard.” This seemed like a simple choice in the ad, but with the number of Mastercard options available in Canada, deciding which Mastercard to use for everything else can be complex. Unless you have a Ph.D. in credit cards, choosing between a World […]

If you’re one of the many Canadians who enjoys shopping online or in-person at American stores, you might want to consider a USD credit card. Having such a card in your wallet can save you hundreds of dollars per year in foreign transaction fees. Credit cards with no foreign transaction fees can also be an […]

Do you often find yourself unable to pay off your entire credit card balance at the end of the month? If that’s the case, you should consider getting a low-interest credit card. Indeed, credit cards with reduced interest rates typically offer an interest rate lower than 14.90%, whereas standard credit cards usually have rates of […]

KOHO is one of the Canadian financial technology companies changing the way people access banking services. The number of users of such online solutions is growing every year. I’ve had a KOHO account for over a year, and I share its strengths and weaknesses in this article. KOHO Easy account: How it works KOHO has […]

As frequent travellers know, navigating crowded airports can be stressful. However, airport lounges offer an oasis to seek refuge from the chaos. Stepping into an airport lounge feels like entering a new world with comfortable seating, free food and drinks, private restrooms, and, most importantly, a calm atmosphere. That said, you’ll need a key to […]

A secured credit card in Canada is a powerful way to repair your credit score. In the world of finance, your credit score is like a silent gatekeeper deciding whether or not you qualify for loans, mortgages, or even your dream job. But what happens when the gatekeeper isn’t on your side? When traditional credit […]

We’re all feeling the pinch of inflation. Of course, everywhere we turn, someone is pushing a glossy brochure with big promises across the counter. The choices are endless along with the confusion. Are store credit cards worthwhile or just extra weight in your wallet? Luckily, a few hidden gems turn regular purchases into a goldmine […]

If you’re a foodie and not using one of the best credit cards for restaurants, you’re eating too much inflation and not enough free money. The right credit card for restaurant lovers can help portion control those prices and supersize your rewards like points, cash back, and travel miles. That means an extra side of […]

Star Alliance is more than just the largest airline alliance globally; it’s also the alliance to which Air Canada belongs. This fact makes Star Alliance credit cards particularly appealing to Canadians. Unlike Australia, which offers a Star Alliance branded credit card, there is no such thing in Canada. However, Canadians looking to travel for free […]

Want to know a secret, Canada? There are many credit cards that offer Amazon-related benefits in Canada. You just have to know how to find them. In addition to the Amazon Mastercard, many TD Visa and American Express cards offer a way to exchange their rewards points for Amazon merchandise. TD First Class Travel Visa […]

The most prestigious, the most exclusive, the one with top benefits, etc. There are many ways to describe what is a premium credit card. It’s a rare breed, coveted by the financially fortunate, and often whispered about in awe. A premium credit card is designed for those who have a minimum income of as little […]

Whether it’s to cover unexpected expenses, build a financial safety net, or establish a solid credit history, the importance of having access to credit cannot be understated. While traditional credit cards might seem elusive for those with less-than-ideal credit scores, a ray of hope shines through in the form of credit cards designed specifically for […]