Free Credit Score

The importance of credit scores cannot be overstated. They tell a lot about your financial situation including how reliable you are at repaying your debts. Keeping an eye on your credit report and increasing your score, if possible, doesn’t have to be expensive. Check your credit score for free in Canada. Here’s how. 1. Borrowell […]

Understanding how a credit score is calculated in Canada is essential to your financial health. This three-digit number determines your ability to access loans, credit cards, and even rent an apartment. In Canada, credit scores are primarily determined by two major credit bureaus: Equifax and TransUnion. While they both consider many of the same borrowing […]

The Bank of Montreal (BMO) is one of the main Canadian banking institutions. They offer a full line of essential services for Canadians, including loans, credit cards, mortgages, and other credit products. BMO offers free credit scores to their clients through TransUnion. To obtain your credit score with BMO, open the BMO mobile app, tap […]

The Borrowell Canada credit score is just one of the perks involved with this leading digital finance service for Canadians. It used to be that you’d have to pay for credit checks but since Borrowell teamed up with Equifax, they’ve made access to credit scores free for Canadian residents. I regularly check my credit score […]

Is your credit in the crapper? It might be time to try the new Borrowell Credit Builder program. This handy new feature could help boost your score without borrowing a dime. No hard credit check, no debt, and no commitment required. It kind of feels like they just handed us another set of keys to […]

A credit score has a fundamental impact on the life of any prospective borrower. Normally, you have to pay to check your own score, but a growing number of banks and fintech apps are making it possible to check your credit score online for free. This is the case with Desjardins, which, in partnership with […]

The National Bank of Canada (NBC) is based in Montreal. There are branches in most Canadian provinces. They offer services for Canadians including bank accounts, credit cards, saving plans, insurance, and mortgage loans. NBC currently doesn’t offer a free credit score for those who bank with them. They never have, but they do have valuable […]

TD Canada Trust is one of Canada’s big banks with a full range of financial services and products. There are over 1,100 branches across the country with headquarters in Toronto. You can do everyday banking as well as apply for various loans and other credit products. TD Bank has never offered a free credit score, […]

The Canadian Imperial Bank of Commerce (CIBC) is a Canadian bank that offers various financial services to Canadians. Included in their full spectrum of banking services are loans and other credit products. They offer clients access to a free credit score report. Not only do you get to see your credit score for free but […]

Scotiabank is one of the Canadian banks that offer its clients a free credit credit score monitoring service. When you get your credit score through Scotiabank, it’s provided by TransUnion. You can easily check your credit score through Scotiabank. As this credit score check is a soft credit check, it’s not going to negatively impact […]

If you’re looking to improve your credit score but are new to personal finance or feel overwhelmed by numbers, Mogo’s credit score checker may be for you. Although it doesn’t provide an in-depth analysis of your credit history, Mogo makes it easy to check your score and provides incentives for improvement. While the platform may […]

Without credit, our economy would come to a screeching halt. Are you curious about credit scores and how they are calculated? We will take a look behind the curtain and show you how to make the most of your credit score. The top credit reporting agencies in Canada There are two major credit reporting agencies […]