Improve Credit Score

Understanding how a credit score is calculated in Canada is essential to your financial health. This three-digit number determines your ability to access loans, credit cards, and even rent an apartment. In Canada, credit scores are primarily determined by two major credit bureaus: Equifax and TransUnion. While they both consider many of the same borrowing […]

If you’re struggling with bad credit, have you looked into credit repair companies in Canada? Having bad credit can result in a lot of stress in your life, especially when it comes to your finances. You’ll find it difficult to get approval for a credit card, mortgage, loan, or even to rent an apartment. However, […]

Do you need to raise your credit score by 100 points or more? Sometimes life throws you a curveball (or two) that hurts your credit score. Overall, that makes it harder to access more than just the financial solutions you need. In Canada, your credit score plays a key role in all of your major […]

If you’ve recently checked your credit score, you might find yourself wondering what the number means. Or maybe you want to know how you can increase your credit score so you can achieve your financial goals. Different lenders have different ideas about what credit score is good versus excellent, or average versus poor. Some lenders […]

In today’s day and age, having a good credit score is essential for your financial well-being. It not only affects your ability to secure loans and credit cards but can also impact your insurance premiums and even your chances of landing a job or renting an apartment. But what if you don’t have a credit […]

Credit improvement isn’t only for people with bad credit. Unless you have a perfect score, it always helps to continuously increase your score. A higher credit score can impact everything from applying for a credit card to getting a mortgage and even renting an apartment. There are many credit improvement tools out there for Canadians […]

A healthy credit score generally reflects responsible financial management. It can help you get more favorable loan terms and lower interest rates when you borrow money to buy a house, study or for any other project requiring a large amount. On the contrary, a bad credit score could have negative impacts on your access to […]

Is your credit in the crapper? It might be time to try the new Borrowell Credit Builder program. This handy new feature could help boost your score without borrowing a dime. No hard credit check, no debt, and no commitment required. It kind of feels like they just handed us another set of keys to […]

KOHO Credit Building could help you build a better credit score. It’s hard to live without access to some kind of credit. You might need a credit card to book a hotel or make online purchases. Overdraft protection on your bank account could be handy to cover expenses if you run short of income. Alternatively, […]

Your credit score can have a big impact on your life. Unfortunately, it can be difficult to increase on your own, especially if you’ve previously made poor financial decisions. If you’re not quite sure where to begin, consider reviewing credit score basics. You may also wish to look into credit cards that are designed to […]

You probably know by now that a bad credit score comes with not-so-fun consequences. But many fail to realize just how a bad credit score can impact their life and financial goals. Everyone wants to make their life less stressful so that they can be happy. It’s time to focus on bettering your financial reputation […]

If you’re looking to improve your credit score but are new to personal finance or feel overwhelmed by numbers, Mogo’s credit score checker may be for you. Although it doesn’t provide an in-depth analysis of your credit history, Mogo makes it easy to check your score and provides incentives for improvement. While the platform may […]