Debts
If you want to learn the best ways to stay on top of your debt, reduce your overall debt, consolidate debt, restructure debt, or refinance debt, then you’ve come to the right place.
How to negotiate a credit card debt settlement yourself in Canada?
Did you know that Canadians owe more than $90 billion in credit card debt? Clearly, credit card debt has become a common issue faced by many Canadians. If you find yourself drowning in credit card debt, you may be wondering…
Want To Pay Off Your Credit Cards? Here Are 12 Strategies To Help You Clear Them Quickly
Credit cards have become the default payment option for many people, with them being used to purchase everything from family holidays to weekly groceries. If you manage them properly, credit cards are an excellent financial tool that you can use…
What Happens To Your Debt When You Die?
Debt can sometimes feel like a dirty word. But the truth of the matter is, most Canadians have some type of debt. Whether it’s a mortgage, line of credit, car loan, or even credit card – you likely have some…
Need Immediate Financial Help in Canada? Here's Where to Turn
Debt and financial hardship can feel like a never-ending, downward spiral. As interest compounds, the amount you owe can grow at a staggering rate. If things ever get to this point, it is time to admit that you need immediate…
The Ultimate Guide to Purchase Interest Charges in Canada
The average Canadian carries at least two credit cards in their wallet. People use credit cards for many different reasons. Some use them to collect rewards on their purchases, and some to build their credit rating. Others use credit cards…
Filing for Bankruptcy in Alberta: The Ultimate 2023 Guide
Declaring bankruptcy in Alberta is a straightforward legal process countless Albertans navigate each year. For many people, declaring bankruptcy serves as the best option to handle debt and interest costs they could never pay. The individual circumstances that lead to…
How Long After Bankruptcy Can I Get a Mortgage in Canada?
Filing for bankruptcy can give you a fresh start if you're struggling financially. But it will negatively affect your credit score and make it difficult to get approved for a mortgage since you will be seen as a risky borrower…
How to Pay Off Debt with the Snowball Method or the Avalanche Method
Buy now and pay off the debt later. That’s how the vast majority of Canadians are handling their day-to-day spending. Credit cards account for $100 billion of outstanding debt in Canada and it touches almost everyone. You have to pay…
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