Mortgage

Your mortgage may have locked you into a serious financial commitment that could last up to 30 years. But did you know you can pay off your mortgage a lot faster, and break up with your mortgage lender? That’s right! By taking advantage of the mortgage prepayment options available, you can subtract years off the […]

Before you take out a mortgage, you must know what it will cost. Thinking you know what you can afford and actually knowing the amount are two different things. A mortgage comparison tool helps you compare the best mortgage rates in Canada and see your potential payments. If you want to be an informed consumer, […]

Location is a vital aspect considered by homebuyers when they embark on their house-hunting journey, as the state of the neighbourhood often has a significant impact on quality of life. Prime real estate is typically found in established neighbourhoods that offer a plethora of amenities, stunning scenery, modern infrastructure, friendly communities, and more.  Location is […]

For most of us, buying a house is the biggest financial commitment we’ll ever make. Our TD mortgage review will help you decide if this bank has the right mortgage for your needs. Almost 14 million Canadians bank with TD, making them the second-largest bank in Canada, and the second-largest residential mortgage lender by market […]

Are you looking to refinance your mortgage in 2023? You have come to the right article. We’ll explain what a mortgage refinance is, when to do a mortgage refinance, good reasons to refinance your mortgage and the steps involved in it. There may be fees for refinancing your mortgage, so we’ll discuss that as well. […]

One of the most expensive purchases most Canadians will ever make is buying a house. Having a mortgage is a huge responsibility and expense. Despite the large sum you’ll pay, there isn’t a money-back guarantee or return policy in the housing market. That’s why it’s so important to get a home inspection.  Since a lot […]

Are you considering owning a house in Canada in 2022? Then you’ll want to read this guide. In this guide we’ll go over all the things you’ll want to do to prepare yourself for homeownership in 2022. There are a lot of things to consider: home insurance, mortgage approval, closing costs, and more . Since […]

Bullies don’t win in life but they can win real estate bidding wars. Prospective buyers might use a bully offer to close the deal early, effectively shutting out any competition. That means that you and your mortgage pre-approval need to move on to the next property. Let’s shed light on the legal practice that can […]

You’re pre-approved for a mortgage and you’re looking to buy a home. Buying a home can be challenging these days. An in balance in the real estate market means that many homes are selling in bidding wars. If you’re hoping to avoid a bidding war, for sale by owner can be a great option. For […]

When buying a house, there are many decisions that must be made. You need to think about the size of the property, the location, and what colour of paint you plan to use on the walls. You also must think about how you plan to pay for your new home. There is a variety of […]

Are you looking for a home? There’s no better place to look for one than on the MLS. MLS is short of Multiple Listing Service. It’s the place you go to see homes listed for sale. You can visit Realtor.ca to see homes on the MLS. If you’re new to real estate and you’ve never […]

Homeowners based out of the U.S. can claim the mortgage interest they pay on their primary residence on their taxes. In the end, it lowers their taxable income. That usually only works for investment properties in Canada. However, if you’re a resident and homeowner in Canada, you know that the mortgage interest you pay on […]