Rewards

American Express Essential Credit Card

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Minimum Annual Income None
Required Credit Score 700
Canadian Residency Yes

American Express Essential Credit Card

$0 First Year Value
$0 Consecutive Years Value
Annual Fees $25
Additional cards Free
Interest Rates
12.99% on purchase 12.99% on cash advance 12.99% on balance transfer
American Express Essential Credit Card - Amex Bank of Canada

Estimated rewards for the first year*

Total Reward: $0
Entertainment: $0
Gas: $0
Groceries: $0
Restaurants: $0
Other: $0
Annual Fee: $25
Total: -$25
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
American Express Essential Credit Card - Amex Bank of Canada

Estimated rewards for subsequent years*

Total Reward: $0
Entertainment: $0
Gas: $0
Groceries: $0
Restaurants: $0
Other: $0
Annual Fee: $25
Total: -$25
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

Reward Calculator

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Net Annual rewards the fisrt year

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Net Annual rewards the subsequent years

Special Features

01

Personal low interest credit card

With a low-interest rate, this is a credit card ideal for those looking for an affordable option for everyday purchases.

02

Free additional card

You can order maximum 9 supplementary cards per one account.

03

Longer interest free period

Up to 25 interest-free days for new purchases on your next statement.

Card Benefits

Worldwide customer service

You can contact customer services 24/7 from any location in the world.

Exclusive discounts with my favourite brands

If you have an American Express card, check out the Amex Experiences website for exclusive discounts on vacations, dining, sporting events, and more.

Card Insurance

Travel accident

The American Express Essential Credit Card includes $100,000 travel accident insurance, which can provide protection in the event of accidental death or dismemberment while travelling.

Purchase protection

Purchase protection coverage for up to $1,000 per occurrence from accidental damage or theft of your eligible items purchased within 90 days of purchase date.

Extended warranty

An extended warranty of 1 additional year for eligible purchases is available for this card.

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