American Express Essential Credit Card
American Express Essential Credit Card
Estimated rewards for the first year*
Estimated rewards for subsequent years*
Reward Calculator
Net Annual rewards the fisrt year
Net Annual rewards the subsequent years
Special Features
Personal low interest credit card
With a low-interest rate, this is a credit card ideal for those looking for an affordable option for everyday purchases.
Free additional card
You can order maximum 9 supplementary cards per one account.
Longer interest free period
Up to 25 interest-free days for new purchases on your next statement.
Card Benefits
Worldwide customer service
You can contact customer services 24/7 from any location in the world.
Exclusive discounts with my favourite brands
If you have an American Express card, check out the Amex Experiences website for exclusive discounts on vacations, dining, sporting events, and more.
Card Insurance
Travel accident
The American Express Essential Credit Card includes $100,000 travel accident insurance, which can provide protection in the event of accidental death or dismemberment while travelling.
Purchase protection
Purchase protection coverage for up to $1,000 per occurrence from accidental damage or theft of your eligible items purchased within 90 days of purchase date.
Extended warranty
An extended warranty of 1 additional year for eligible purchases is available for this card.
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