Rewards

American Express® The Platinum Card

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Minimum Annual Income None
Required Credit Score 700
Canadian Residency Yes

American Express® The Platinum Card

Earn up to 130,000 Membership Rewards® points

Earn 90,000 points after spending $10,000 in your first 3 months, plus 40,000 points when you make a purchase between months 15 and 17. Terms apply.

$0 First Year Value
Welcome Offer Earn up to 130,000 Membership Rewards® points
$3 Consecutive Years Value
Annual Fees $799
Additional cards $250 annually for Platinum Cards;
$0 annual fee for first two Additional Gold Cards, $50 annual fee for any Additional Gold Cards
Interest Rates
0% on purchase 0% on cash advance 0% on balance transfer
American Express® The Platinum Card - Amex Bank of Canada

Estimated rewards for the first year*

Total Reward: $402
Entertainment: $12
Gas: $60
Groceries: $144
Restaurants: $120
Other: $66
Annual Fee: $799
Total: -$397
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
American Express® The Platinum Card - Amex Bank of Canada

Estimated rewards for subsequent years*

Total Reward: $802
Entertainment: $12
Gas: $60
Groceries: $144
Restaurants: $120
Other: $66
Additional Bonus: $400
Annual Fee: $799
Total: $3
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

Reward Calculator

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Special Features

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Personal rewards card with Amex Platinum benefits

This personal rewards card is one of the most prestigious and sought-after cards on the market. Amex Platinum benefits will elevate your lifestyle, from VIP airport lounge access to complimentary hotel upgrades and credits.

Card Benefits

VIP Airport lounge pass

Free access to Amex Global Lounge Collection of 1,300 airport lounges all over the world. Also, Enjoy premium benefits at the Toronto Pearson Airport

Exclusive discounts with my favourite brands

Use your Platinum Card to enjoy discounts at your favourite brands. With exclusive offers and VIP service, you'll get the most out of your shopping experience.

Concierge service

American Express Platinum cardholders have access to the bank's 24/7 Platinum Concierge service.

Worldwide customer service

Cardholders have access to 24/7 customer support available worldwide!

Card Insurance

Medical emergency

You have $5,000,000 eligible medical expenses coverage while travelling outside the province or territory of residence in Canada for the first 15 consecutive days.

Trip interruption

The trip interruption insurance covers you for up to $2,500 per trip ($6,000 for all insured individuals combined) if your trip is delayed or interrupted for covered reasons.

Trip cancellation

The trip cancellation insurance can reimburse you for prepaid, nonrefundable expenses for up to $2,500 per insured individual ($5,000 for all insured individuals combined) if you have to cancel your trip for covered reasons.

Flight delay

The American Express® The Platinum Card includes Flight Delay Insurance, which can help you if your flight is cancelled or delayed. This insurance can reimburse you for expenses like meals and hotel rooms, up to $1,000 per day.

Hotel or motel burglary

As a cardholder of American Express® The Platinum Card, you are eligible for $1,000 hotel burglary insurance. This coverage protects your personal property in the event of theft during a hotel stay.

Travel accident

American Express® The Platinum Card includes $500,000 travel accident insurance, which can provide protection in the event of accidental death or dismemberment while travelling.

Auto rental coverage

For those who enjoy road trips, car rental theft and damage insurance is available for all rented cars with an MSRP of up to $85,000.

Extended warranty

An extended warranty of 1 additional year for eligible purchases is available for this card.

Purchase protection

Purchase Protection® Plan will cover you for up to $1,000 per occurrence from accidental damage or theft of your eligible items purchased with your American Express® The Platinum Card for 90 days from the purchase date.

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