Rewards

BMO CashBack® World Elite®* Mastercard®*

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Minimum Annual Income $80,000 (individual); OR
$150,000 (household)
Required Credit Score 720
Canadian Residency No

BMO CashBack® World Elite®* Mastercard®*

Get up to $650 in value

Get up to $650 in value and the annual fees waived in the first year. Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.

$582 First Year Value
$462 Consecutive Years Value
Annual Fees $120 (First year rebated)
Additional cards $50/year
Interest Rates
21.99% on purchase 23.99% on cash advance
QC: 21.99%
23.99% on balance transfer
QC: 21.99%
BMO CashBack® World Elite®* Mastercard®* - BMO

Estimated rewards for the first year*

Total Reward: $582
Entertainment: $12
Gas: $132
Groceries: $312
Restaurants: $60
Other: $66
Annual Fee: $0
Total: $582
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
BMO CashBack® World Elite®* Mastercard®* - BMO

Estimated rewards for subsequent years*

Total Reward: $582
Entertainment: $12
Gas: $132
Groceries: $312
Restaurants: $60
Other: $66
Annual Fee: $120
Total: $462
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

Reward Calculator

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Net Annual rewards the fisrt year

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Net Annual rewards the subsequent years

Special Features

01

Personal cash back travel card with comprehensive insurance

This personal World Elite® travel credit card comes with an incredibly high cash back of 5% on grocery purchases and comprehensive travel insurance, which makes it perfect for the frequent traveler and grocery shopper.

Card Benefits

VIP Airport lounge pass

As the BMO CashBack® World Elite®* Mastercard®* cardholder, you are eligible for cheaper airport lounge passes for a $32 fee per visit only. Get access to over 1,300+ lounges worldwide through the Mastercard Travel Pass program.

Concierge service

With BMO concierge service, you can receive personalized travel planning assistance and assistance with event tickets and restaurant reservations.

Worldwide customer service

BMO cards come with 24/7 customer support anywhere in the world.

Exclusive discounts with my favourite brands

Save up to 25% on car rentals at participating National Car Rental and Alamo Rent A Car locations.

Card Insurance

Auto rental coverage

The rental car coverage will protect you from damage to or theft of a rental vehicle of MSRP up to $65,000 with a maximum rental period of up to 48 consecutive days.

Purchase protection

Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase

Extended warranty

Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.

Travel accident

Travel accident insurance that comes with BMO CashBack® World Elite®* Mastercard®* offers up to $500,000 per covered individual if they are injured or die while traveling on a common carrier such as a plane, car service, train, or cruise ship.

Flight delay

The BMO CashBack® World Elite®* Mastercard®* provides Flight Delay insurance, so if your flight is delayed for 4 hours or more, you are eligible for $500 per account per trip coverage.

Medical emergency

In case of an unexpected medical emergency, you are covered for up to $5,000,000 for up to 8 consecutive trip days. So you can focus on recovering while Allianz handles the bills.

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