BMO Preferred Rate Mastercard®*
BMO Preferred Rate Mastercard®*
Welcome Offer
Get a 0% introductory interest rate on Balance Transfers for 9 months with a 0.99% transfer fee and we'll waive the $29 annual fee for the first year*. *Conditions apply.
Estimated rewards for the first year*
Estimated rewards for subsequent years*
Reward Calculator
Net Annual rewards the fisrt year
Net Annual rewards the subsequent years
Special Features
Personal credit card with a low interest rate
This personal low-interest credit card has the lowest BMO interest rate of 13.99% for purchases and 15.99% on cash advances, making it perfect for those who want to save money on interest charges.
Free additional card
Cardholders can add a supplementary cardholder to their account at no extra cost. This means they can share the benefits and rewards of their account with a family. No matter where they shop, the supplementary cardholder will also enjoy the low preferred rate on purchases.
Card Benefits
Worldwide customer service
BMO cards come with 24/7 customer support anywhere in the world.
Card Insurance
Extended warranty
Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.
Purchase protection
Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.
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