Rewards

Students – BMO CashBack® Mastercard®*

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Minimum Annual Income None
Required Credit Score No
Canadian Residency No

Students – BMO CashBack® Mastercard®*

Get 5% cash back in your first 3 months

Get 5% cash back in your first 3 months. Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*

$466 First Year Value
$351 Consecutive Years Value
Annual Fees $0
Additional cards Free
Interest Rates
21.99% on purchase 0% on cash advance
QC: 21.99%
23.99% on balance transfer
Students – BMO CashBack® Mastercard®* - BMO

Estimated rewards for the first year*

Total Reward: $466
Entertainment: $27
Gas: $60
Groceries: $241
Restaurants: $30
Other: $108
Annual Fee: $0
Total: $466
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Students – BMO CashBack® Mastercard®* - BMO

Estimated rewards for subsequent years*

Total Reward: $351
Entertainment: $12
Gas: $60
Groceries: $216
Restaurants: $30
Other: $33
Annual Fee: $0
Total: $351
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

Reward Calculator

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Net Annual rewards the fisrt year

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Net Annual rewards the subsequent years

Special Features

01

Best BMO CashBack Mastercard for Students

This is one of the best credit card for students, as it comes with no annual fees and allows its users to get cash back every time they spend while building a healthy credit history.

02

No annual fee

The Students – BMO CashBack® Mastercard®* has no annual fee, so you don’t have to worry about paying extra just to keep your card active.

Card Benefits

Worldwide customer service

BMO cards come with 24/7 customer support anywhere in the world.

Card Insurance

Purchase protection

Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.

Extended warranty

Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.

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