Rewards

CIBC Dividend Visa Card

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Minimum Annual Income $ 15,000
Required Credit Score No
Canadian Residency No

CIBC Dividend Visa Card

Get up to 10 cents off per litre at participating gas stations with Journie Rewards.

$144 First Year Value
$144 Consecutive Years Value
Annual Fees $0
Additional cards Free (maximum 3)
Interest Rates
21.99% on purchase 22.99% on cash advance
QC: 21.99%
22.99% on balance transfer
QC: 21.99%
CIBC Dividend Visa Card - CIBC

Estimated rewards for the first year*

Total Reward: $144
Entertainment: $0
Gas: $0
Groceries: $144
Restaurants: $0
Other: $0
Annual Fee: $0
Total: $144
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
CIBC Dividend Visa Card - CIBC

Estimated rewards for subsequent years*

Total Reward: $144
Entertainment: $0
Gas: $0
Groceries: $144
Restaurants: $0
Other: $0
Annual Fee: $0
Total: $144
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

Reward Calculator

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Net Annual rewards the fisrt year

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Net Annual rewards the subsequent years

Special Features

01

Personal no fee cash back credit card

No annual fee coupled with moderate cashback rates on commonly made purchases makes it easier to save money. This is an ideal credit card for first-time users or new graduates.

02

No annual fee

CIBC Dividend Visa Card holders enjoy all the benefits of this card at no cost.

03

Free additional card

Add 3 additional cardholders for free and share benefits with them. Earn cashback together on all the everyday spends.

Card Benefits

Exclusive discounts with my favourite brands

Get up to 25% off at participating AVIS and Budget locations worldwide.
Save up to 10 cents per litre at participating gas stations by linking your Journie Rewards to your credit card.

Worldwide customer service

You can contact customer services 24/7 from any location in the world.

Card Insurance

Purchase protection

Extended warranty is available for up to 1 year.

Extended warranty

Purchase protection extends for 90 days from date of purchase.

Travel accident

Cardholders have automatic travel accident insurance up to $100,000.

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