Rewards

Cash Back Mastercard

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Minimum Annual Income None
Required Credit Score No
Canadian Residency No

Cash Back Mastercard

$441 First Year Value
$441 Consecutive Years Value
Annual Fees $0
Additional cards Free (maximum 1)
Interest Rates
19.9% on purchase 19.9% on cash advance 19.99% on balance transfer
Cash Back Mastercard - Desjardins

Estimated rewards for the first year*

Total Reward: $441
Entertainment: $24
Gas: $120
Groceries: $144
Restaurants: $120
Other: $33
Annual Fee: $0
Total: $441
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Cash Back Mastercard - Desjardins

Estimated rewards for subsequent years*

Total Reward: $441
Entertainment: $24
Gas: $120
Groceries: $144
Restaurants: $120
Other: $33
Annual Fee: $0
Total: $441
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

Reward Calculator

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Net Annual rewards the fisrt year

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Net Annual rewards the subsequent years

Special Features

01

Personal cashback card for everyday use

With a personal Desjardins Cash Back Mastercard, you can earn cash back on all of your purchases. No annual fee makes this card a smart choice for everyday use.

02

No annual fee

There is no need to pay an annual fee with this card, so you can enjoy the benefits without worrying about added costs.

03

Free additional card

Get an additional card for free to share the benefits with a family member or friend.

Card Benefits

Exclusive discounts with my favourite brands

You can get up to 15% Hertz car rental discount and up to 10% off Thrifty® and Dollar® car rentals when you use your card to pay.

Worldwide customer service

No matter where you are in the world, you can easily get help from 24/7 customer service.

Card Insurance

Mobile device insurance

Mobile devices purchased with this card are covered for up to $1,000 for theft, accidental damage or loss, or mechanical failure.

Purchase protection

Purchase protection covers most items you buy with your card for 90 days against theft and damage.

Extended warranty

Extended warranty on eligible items purchased with your card, doubling the original manufacturer's or store brand warranty for up to one additional year.

Medical emergency

In case of a medical emergency, you are covered for up to $5,000,000 in medical expenses, transportation, repatriation, dental care, and living expenses.

Trip cancellation

A trip with a duration of not longer than 3 days is insured for up to $500 per person for any unexpected events that may result in trip cancellation.

Trip interruption

Trip with a duration of not longer than 3 days is insured for up to $1000 per person for any unexpected events that may result in a trip interruption.

Travel accident

A trip with a duration of not longer than 3 days is insured for up to $10,000 per person in case of a travel accident.

Flight delay

If your trip is 3 days or less and your flight is delayed, you are covered for any reasonable expenses incurred, such as meals and accommodations.

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