Rewards

Cash Back Visa

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Minimum Annual Income None
Required Credit Score No
Canadian Residency No

Cash Back Visa

$441 First Year Value
$441 Consecutive Years Value
Annual Fees $0
Additional cards Free (maximum 1)
Interest Rates
19.9% on purchase 19.9% on cash advance 19.9% on balance transfer
Cash Back Visa - Desjardins

Estimated rewards for the first year*

Total Reward: $441
Entertainment: $24
Gas: $120
Groceries: $144
Restaurants: $120
Other: $33
Annual Fee: $0
Total: $441
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Cash Back Visa - Desjardins

Estimated rewards for subsequent years*

Total Reward: $441
Entertainment: $24
Gas: $120
Groceries: $144
Restaurants: $120
Other: $33
Annual Fee: $0
Total: $441
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

Reward Calculator

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Net Annual rewards the fisrt year

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Net Annual rewards the subsequent years

Special Features

01

Personal card with cashback for daily use

With no annual fee, no income requirements, and the opportunity to earn cashback on everyday purchases, this card is perfect for students but would also be well-suited for anyone who wants to save money.

02

No annual fee

There is no yearly fee to open an account for the primary cardholder.

03

Free additional card

Supplementary cardholders can enjoy their cards with no annual fees.

Card Benefits

Exclusive discounts with my favourite brands

Get up to 15% off car rentals at participating Hertz, Dollar and Thrifty locations around the world.

Card Insurance

Extended warranty

Extended warranty is available for up to 1 year.

Purchase protection

Purchase protection extends for 90 days from date of purchase.

Mobile device insurance

Mobile devices purchased with the card are insured for up to $1000.

Travel accident

Cardholders have automatic travel accident insurance up to $10,000.

Medical emergency

Cardholders and dependents are covered with out-of-province emergency medical insurance for 3 days.

Trip cancellation

Expenses related to trip interruption are covered up to $1000. Expenses related to trip cancellation are covered up to $500.

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