Rewards

MBNA Smart Cash® World Mastercard®

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Minimum Annual Income $60,000 (individual); OR
$100,000 (household)
Required Credit Score No
Canadian Residency No

MBNA Smart Cash® World Mastercard®

Up to 5% Cash Back

Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

$363 First Year Value
$363 Consecutive Years Value
Annual Fees $39
Additional cards Free
Interest Rates
19.99% on purchase
QC: 20.99 %
24.99% on cash advance
QC: 20.99 %
22.99% on balance transfer
QC: 20.99 %
MBNA Smart Cash® World Mastercard® - MBNA bank

Estimated rewards for the first year*

Total Reward: $402
Entertainment: $12
Gas: $120
Groceries: $144
Restaurants: $60
Other: $66
Annual Fee: $39
Total: $363
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
MBNA Smart Cash® World Mastercard® - MBNA bank

Estimated rewards for subsequent years*

Total Reward: $402
Entertainment: $12
Gas: $120
Groceries: $144
Restaurants: $60
Other: $66
Annual Fee: $39
Total: $363
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

Reward Calculator

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Net Annual rewards the fisrt year

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Net Annual rewards the subsequent years

Special Features

01

Personal cash back card with a low annual fee

This card is a good option for personal use as it offers a low annual fee and cash back rewards comparable to some of those offered by more expensive options.

02

Free additional card

If you have 9 people who would like to have access to the Smart Cash World Mastercard, you can add them without paying additional annual fees.

Card Benefits

Worldwide customer service

You can contact customer services 24/7 from any location in the world.

Exclusive discounts with my favourite brands

Save 10% while renting a car in Avis or Budget in Canada or the U.S. and 5% worldwide.

Card Insurance

Purchase protection

Up to 90 days of coverage for purchased items.

Extended warranty

Increase the original manufacturer’s warranty to a maximum of 1 extra year.

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