Rewards
Neo World Elite® Mastercard – Gas & Grocery - Secured
Apply Now
Minimum Annual Income
$80,000 (individual); OR
$150,000 (household)
$150,000 (household)
Required Credit Score
No
Canadian Residency
Yes
Neo World Elite® Mastercard – Gas & Grocery - Secured
Top cashback on essentials
Combine premium benefits with top cashback rates. Earn 5% cashback on groceries, 4% on recurring payments, 3% on gas and 1% on everything else. Plus, enjoy Neo Partner offers at more than 10,000 participating merchants.
$529
First Year Value 
$529
Consecutive Years Value
Annual Fees
$149
Additional cards
$49
Interest Rates
19.99%
on purchase
QC: Between 19.99% - 25.24%
22.99%
on cash advance
QC: Between 22.99% - 24.99%
22.99%
on balance transfer
Neo World Elite® Mastercard – Gas & Grocery - Secured - Neo Financial
Estimated rewards for the first year*
Total Reward:
$678
Entertainment:
$12
Gas:
$180
Groceries:
$360
Restaurants:
$60
Other:
$66
Annual Fee:
$149
Total:
$529
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,
or on the amounts entered by the user in the expense calculator on this page, if provided.
Neo World Elite® Mastercard – Gas & Grocery - Secured - Neo Financial
Estimated rewards for subsequent years*
Total Reward:
$678
Entertainment:
$12
Gas:
$180
Groceries:
$360
Restaurants:
$60
Other:
$66
Annual Fee:
$149
Total:
$529
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,
or on the amounts entered by the user in the expense calculator on this page, if provided.
Reward Calculator
Enter your monthly expenses by category
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Net Annual rewards the fisrt year
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Net Annual rewards the subsequent years
Special Features
01
Credit builder secured credit card with cashback benefits
One of the few secured credit cards that also offers cashback rewards, so you can build your credit rating while earning cashback simultaneously.
Card Insurance
Medical emergency
Not available in Quebec
Extended warranty
Purchase protection
Auto rental coverage
Trip interruption
Not available in Quebec
Travel accident
Not available in Quebec
Flight delay
Not available in Quebec
Lost or stolen baggage insurance
Not available in Quebec
Hotel or motel burglary
Not available in Quebec
Trip cancellation
Not available in Quebec
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