Rewards
Neo World Elite® Mastercard – Shop & Dine
Apply Now
Minimum Annual Income
$80,000 (individual); OR
$150,000 (household)
$150,000 (household)
Required Credit Score
No
Canadian Residency
Yes
Neo World Elite® Mastercard – Shop & Dine
Earn more where you actually spend
Earn 5% cashback on food & drink, 3% on shopping, and 1% on all other purchases. Plus, enjoy up to 15% cashback at more than 10,000 Neo partner locations across Canada.
$616
First Year Value 
$616
Consecutive Years Value
Annual Fees
$149
Additional cards
$49
Interest Rates
19.99%
on purchase
QC: Between 19.99% - 25.24%
22.99%
on cash advance
QC: Between 22.99% - 24.99%
22.99%
on balance transfer
Neo World Elite® Mastercard – Shop & Dine - Neo Financial
Estimated rewards for the first year*
Total Reward:
$765
Entertainment:
$12
Gas:
$60
Groceries:
$360
Restaurants:
$300
Other:
$33
Annual Fee:
$149
Total:
$616
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,
or on the amounts entered by the user in the expense calculator on this page, if provided.
Neo World Elite® Mastercard – Shop & Dine - Neo Financial
Estimated rewards for subsequent years*
Total Reward:
$765
Entertainment:
$12
Gas:
$60
Groceries:
$360
Restaurants:
$300
Other:
$33
Annual Fee:
$149
Total:
$616
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,
or on the amounts entered by the user in the expense calculator on this page, if provided.
Reward Calculator
Enter your monthly expenses by category
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Net Annual rewards the fisrt year
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Net Annual rewards the subsequent years
Special Features
01
Top-tier card with no tradeoffs.
The Neo World Elite Mastercard combines premium benefits with top cashback rates.
Card Insurance
Medical emergency
Not available in Quebec
Extended warranty
Purchase protection
Auto rental coverage
Trip interruption
Not available in Quebec
Travel accident
Not available in Quebec
Flight delay
Not available in Quebec
Lost or stolen baggage insurance
Not available in Quebec
Hotel or motel burglary
Not available in Quebec
Trip cancellation
Not available in Quebec
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