RBC IONᵀᴹ Visa
RBC IONᵀᴹ Visa
Get up to 14,000 Avion points upon approval^
Get up to 14,000 Avion points^ - that's up to $100 of value in gift cards†! Apply by November 4, 2026
RBC IONᵀᴹ Visa - RBC
Estimated rewards for the first year*
RBC IONᵀᴹ Visa - RBC
Estimated rewards for subsequent years*
Reward Calculator
Net Annual rewards the fisrt year
Net Annual rewards the subsequent years
Special Features
Personal rewards credit card
This basic personal rewards credit card offering rewards earning potential and partner discounts with no annual fee.
Free additional card
There is no fee to add additional cards to your account, so if you want to share your RBC ION+ Visa with a spouse or child, go ahead and add them.
No annual fee
The card comes with no annual fee, so you can keep it forever.
Card Benefits
Exclusive discounts with my favourite brands
Earn 1.5 Avion Points per every $1 spent on qualifying purchases including grocery, gas, digital gaming, transportation, electric vehicle charging, streaming services, subscriptions and more. Earn 1 Avion Point per $1 spent on everything else, including pre-authorized bill payments. Redeem Avion Points on credit card balance, send money to friends or use it on merchandise from Apple. Best Buy and other items from the Avion Rewards Catalogue. Save 3¢/L on fuel and earn 20% more Petro-Points when you pay with your RBC Visa Platinum credit card. Earn extra Be Well points when shopping at Rexall. Get a 6-month complimentary DashPass subscription from DoorDash.
More rewards with additional card
Add supplementary cardholders to earn more rewards, faster.
Card Insurance
Purchase protection
Purchase security covers loss or damage to new purchases up to 90 days from date of purchase, with a maximum coverage of $50,000.
Extended warranty
Extended warranty doubles the manufacturer's warranty up to a maximum of 1 year.
Extended warranty
Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant®.
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