RBC Visa Classic Low Rate Option
RBC Visa Classic Low Rate Option
Enjoy a 0.99% introductory interest rate for the first 10 months on balance transfers^ and no annual fee for the first year*. Apply by November 4, 2026.
RBC Visa Classic Low Rate Option - RBC
Estimated rewards for the first year*
RBC Visa Classic Low Rate Option - RBC
Estimated rewards for subsequent years*
Reward Calculator
Net Annual rewards the fisrt year
Net Annual rewards the subsequent years
Special Features
Personal low interest credit card
Personal low-interest rate credit card for users who tend to carry a balance, allowing them to pay less interest overall.
Free additional card
There is no fee to add additional cards to your account, so if you want to share your RBC Visa with a spouse or child, go ahead and add them. Additional cardholders will have their own separate account with their own card and account number.
Card Benefits
Exclusive discounts with my favourite brands
Recieve discounts on fuel from Petro-Canada, earn extra Be Well points at Rexall, access discounts with Hertz and a free 6-month subscription to DoorDash.
Card Insurance
Purchase protection
The cardholder receives purchase insurance which covers accidental damage or physical loss of property or gifts within 90 days of purchases.
Extended warranty
An extended warranty insurance automatically doubles the time of the manufacturer's warranty, up to a maximum of 1 year.
Extended warranty
Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant®.
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