Rewards

Scotia Momentum® for business Visa* Card

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Minimum Annual Income
Required Credit Score No
Canadian Residency No

Scotia Momentum® for business Visa* Card

Get 5% cash back

Get 5% cash back on up to $6,500 in purchases in the first three months. Plus, 2.99% introductory interest rate on Balance transfers for the first 6 months (22.99% after that; annual fee $79).

$431 First Year Value
$431 Consecutive Years Value
Annual Fees $79
Additional cards $29
Interest Rates
20.99% on purchase 22.99% on cash advance 22.99% on balance transfer
Scotia Momentum® for business Visa* Card - Scotiabank

Estimated rewards for the first year*

Total Reward: $510
Entertainment: $12
Gas: $180
Groceries: $72
Restaurants: $180
Other: $66
Annual Fee: $79
Total: $431
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Scotia Momentum® for business Visa* Card - Scotiabank

Estimated rewards for subsequent years*

Total Reward: $510
Entertainment: $12
Gas: $180
Groceries: $72
Restaurants: $180
Other: $66
Annual Fee: $79
Total: $431
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

Reward Calculator

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Special Features

01

Business cash back credit card

Business cash back Visa giving business owners to opportunity to earn extra money back on their business expenses.

02

Longer interest free period

Extended interest-free grace period of 25 days for new purchases.

Card Benefits

Exclusive discounts with my favourite brands

Get discounts on qualifying business purchases with Visa SavingsEdge. Earn 3% cash back on qualifying gas, office supply store, restaurants, and recurring bill payments. Plus earn 1% cash back on all other purchases.

More rewards with additional card

Add supplementary cards to earn more rewards, faster.

Card Insurance

Auto rental coverage

Rental car collision/loss damage insurance covers the cost of theft or damages for a rental period of up to 48 consecutive days.

Medical emergency

Receive travel emergency medical coverage up to $1,000,000 for up to 8 consecutive days (3 days if you're over 65).

Purchase protection

Purchase protection covering damaged, lost or stolen items for 90 days after purchase.

Extended warranty

Double the manufacturer's warranty for up to one year with extended warranty coverage.

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