Rewards

Scotia Momentum Mastercard Credit Card

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Minimum Annual Income $12,000
Required Credit Score No
Canadian Residency No

Scotia Momentum Mastercard Credit Card

Enjoy a special introductory interest rate

Get a 7.99% introductory interest rate on purchases for the first six months following your card membership. Offer ends in October 31, 2024. Conditions apply.

$270 First Year Value
$270 Consecutive Years Value
Annual Fees $0
Interest Rates
20.99% on purchase 22.99% on cash advance 22.99% on balance transfer
Scotia Momentum Mastercard Credit Card - Scotiabank

Estimated rewards for the first year*

Total Reward: $270
Entertainment: $12
Gas: $60
Groceries: $72
Restaurants: $60
Other: $66
Annual Fee: $0
Total: $270
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Scotia Momentum Mastercard Credit Card - Scotiabank

Estimated rewards for subsequent years*

Total Reward: $270
Entertainment: $12
Gas: $60
Groceries: $72
Restaurants: $60
Other: $66
Annual Fee: $0
Total: $270
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

Reward Calculator

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Net Annual rewards the fisrt year

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Net Annual rewards the subsequent years

Special Features

01

Personal no-fee cash-back credit card

With no fee and low income requirements, this card is especially well-suited to newcomers or students, and the cash-back rewards make it easier to grow your savings.

02

No annual fee

This credit card does not have an annual fee, making it a great option for anyone looking for an all-purpose card.

03

Free additional card

Scotia Momentum® Mastercard®* Credit Card also offers supplementary cards at no extra charge.

Card Benefits

Worldwide customer service

24-hour access to Mastercard Global Service, a Mastercard support service that's available every day of the year to help you if your card is lost or stolen.

Exclusive discounts with my favourite brands

Scotia Momentum Mastercard holders can take advantage of 25% off at participating AVIS and Budget locations across Canada and the U.S. Plus, your Mastercard can grant you exclusive access to events and experiences through Mastercard's Priceless Cities program, and you can feel secure knowing that you can reach Mastercard's customer service from anywhere in the world.

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