Rewards

Scotiabank Platinum American Express Card

Apply Now
Minimum Annual Income $150,000
Required Credit Score 669
Canadian Residency No

Scotiabank Platinum American Express Card

Get up to 100,000 bonus Scene+ points

Earn up to $3,000 in value in the first 14 months, including up to 100,000 bonus Scene+ points.

$1,141 First Year Value
Welcome Offer Get up to 100,000 bonus Scene+ points
$141 Consecutive Years Value
Annual Fees $399 (First year rebated)
Additional cards $99
Interest Rates
9.99% on purchase 9.99% on cash advance 9.99% on balance transfer
Scotiabank Platinum American Express Card - Scotiabank

Estimated rewards for the first year*

Total Reward: $1,540
Entertainment: $24
Gas: $120
Groceries: $144
Restaurants: $120
Other: $132
Additional Bonus: $1,000
Annual Fee: $399
Total: $1,141
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Scotiabank Platinum American Express Card - Scotiabank

Estimated rewards for subsequent years*

Total Reward: $540
Entertainment: $24
Gas: $120
Groceries: $144
Restaurants: $120
Other: $132
Annual Fee: $399
Total: $141
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

Reward Calculator

Enter your monthly expenses by category
$
$
$
$
$
$
Refresh rewards value
$

Net Annual rewards the fisrt year

$

Net Annual rewards the subsequent years

Special Features

01

Low-interest personal rewards credit card

This is a valuable card with incredible perks and reward opportunities and a fairly low interest rate of only 9.99%. It is also an award-winning personal credit card offering tons of way to earn rewards on nearly all categories of purchases.

02

No conversion fees

Scotiabank is the only major financial institution in Canada to waive the 2.5% currency conversion fee on foreign purchases. Standard exchange rate still applies.

Card Benefits

VIP Airport lounge pass

Enjoy 10 complimentary airport lounge access passes.

Concierge service

Enjoy VIP passes and exclusive access to Amex Special Offers, Acess, and Experiences, and let Amex concierge services make any and all reservations for you.

Exclusive discounts with my favourite brands

Enjoy automatic #1 Gold Member Status at Hertz.

More rewards with additional card

Collect even more rewards points to redeem through the Scene+ Travel Portal or online store by adding a supplementary card to your account.

Card Insurance

Extended warranty

Items charged to your card are covered under an extended warranty that doubles that of the manufacturer.

Purchase protection

Purchase protection for items charged to your card extends for the first 90 days from the date of purchase.

Mobile device insurance

Use your card to purchase new mobile devices on or after July 1, 2022 to receive coverage against loss, theft, damage or technical failure up to $1000.

Travel accident

Cardholders and dependents are automatically covered for travel accidents up to $500,000 and up to $1 million per trip when at least 75% of the ticket cost is charged to your card.

Medical emergency

Card members and dependents are eligible for up to $2 million in emergency medical coverage.

Trip interruption

Card holders and dependents are eligible for up to $5000 in travel expenses for trip and interruption if you charge at least 75% of trip expenses to your card.

Flight delay

You are eligible for reimbursement of expenses related to a delayed flight if you charge at least 75% of your ticket cost to your card.

Auto rental coverage

Cardholders who have charged the full cost of the rental to their card are automatically covered for collision, loss or damage to a rental car valued up to $65,000 and for a rental period not exceeding 48 days.

Lost or stolen baggage insurance

Personal property is covered against theft from your hotel/motel up to a maximum of $1000 when your card is used to pay for the reservation.

Trip cancellation

Card holders and dependents are eligible for up to $2500 in travel expenses for trip cancellation if you charge at least 75% of trip expenses to your card.

Your Financial Journey Starts Here

Sign up for our newsletter and take control of your money, your way. Access exclusive tips, tools and personalized insights delivered straight to your inbox.
What are you looking for?
Submitting...

Thank you for subscribing to Hardbacon's newsletter!

piggy fire
This site is registered on wpml.org as a development site. Switch to a production site key to remove this banner.