Rewards

UNI Financial Cooperation Cash Back World Elite

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Minimum Annual Income $ 60,000 (individual) OR;
$ 100,000 (household)

Required Credit Score 720

Canadian Residency No

UNI Financial Cooperation Cash Back World Elite

$220 First Year Value

$220 Consecutive Years Value

Annual Fees $50

Additional cards $ 10/year

Interest Rates

19.9% on purchase 19.9% on cash advance 19.9% on balance transfer

UNI Financial Cooperation Cash Back World Elite - UNI Financial Cooperation

Estimated rewards for the first year^*

Total Reward: $270

Entertainment: $12

Gas: $60

Groceries: $72

Restaurants: $60

Other: $66

Annual Fee: $50

Total: $220

^* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

UNI Financial Cooperation Cash Back World Elite - UNI Financial Cooperation

Estimated rewards for subsequent years^*

Total Reward: $270

Entertainment: $12

Gas: $60

Groceries: $72

Restaurants: $60

Other: $66

Annual Fee: $50

Total: $220

Reward Calculator

Enter your monthly expenses by category

Restaurants

Gas

Entertainment

Groceries

Other

Total

Net Annual rewards the fisrt year

Net Annual rewards the subsequent years

Special Features

Personal cash back credit card

Cash back credit card offering comprehensive travel insurance for those who frequently take short trips, plus opportunity to earn cash back on everyday purchases.

Card Benefits

Exclusive discounts with my favourite brands

Receive a rebate of up to 25% at participating Hertz locations. Receive a 10% discount at participating Dollar and Thrifty car rental locations.

More rewards with additional card

Earn 4% cash back on groceries. Earn 3% cash back on entertainment, restaurants and alternative transporation. Earn 1% cash back on pre-authorized payments and all other purchases. Add supplementary cardholders to earn more rewards, faster.

Card Insurance

Purchase protection

Covering damages, loss or theft up to 120 days from purchase date.

Extended warranty

Covering damages, loss or theft up to 120 days from purchase date.

Auto rental coverage

Collision/loss damage insurance covering rentals up to 48 consecutive days.

Trip interruption

Trip interruption insurance coverage of up to $1,000 total for changes during a trip, for a trip duration not exceeding 3 days.

Travel accident

Travel accident insurance coverage of up to $10,000 for accidents occurring within a trip duration not exceeding 3 days.

Trip cancellation

Insurance coverage of up to $500 per insured person, per trip for changes or cancellations prior to departure.

Emergency purchases

Emergency purchase coverage of up to $500 per person per trip for lost baggage.

Medical emergency

Coverage of up to $5,000,000 per injured person under the age of 75 for a trip duration not exceeding 3 days.

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