Rewards

enviro™️ Visa Infinite* card

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Minimum Annual Income $60,000 annual personal income,
$100,000 annual household income, or $250,000 or more in investible funds.
Required Credit Score 700
Canadian Residency Yes

enviro™️ Visa Infinite* card

Get up to $390 in value

Get up to $390 in rewards value

- First year annual fee waived ($120 value)
- 5,000 Vancity Rewards points after first purchase ($50 rewards value)
- 13,000 Vancity Rewards points when you spend at least $3,000 in the first three months ($130 rewards value)
- Visa Airport Companion membership ($90 value)

$428 First Year Value
$308 Consecutive Years Value
Annual Fees $120 (First year rebated)
Additional cards $0 for the first card, $50 per additional card, up to 4 cards
Interest Rates
19.5% on purchase 19.5% on cash advance 19.5% on balance transfer
enviro™️ Visa Infinite* card - Vancity Credit Union

Estimated rewards for the first year*

Total Reward: $427.5
Entertainment: $15
Gas: $75
Groceries: $180
Restaurants: $75
Other: $82.5
Annual Fee: $0
Total: $427.5
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
enviro™️ Visa Infinite* card - Vancity Credit Union

Estimated rewards for subsequent years*

Total Reward: $427.5
Entertainment: $15
Gas: $75
Groceries: $180
Restaurants: $75
Other: $82.5
Annual Fee: $120
Total: $307.5
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

Reward Calculator

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Special Features

01

Free additional card

You can get up to 4 additional cards for $0. Also,5% of profits from this card support the Vancity enviroFund™ program every year which help fund climate-action projects in your community.

Card Insurance

Extended warranty

Extend the manufacturer's Canadian warranty by up to one year on most items purchased with your enviro Visa card. §

Purchase protection

Most items you buy with your enviro Visa card will be protected in the event of direct physical damage or theft for 90 days from the purchase date. §

Mobile device insurance

If your mobile phone or tablet is lost, stolen, accidently damaged or experiences mechanical failure, you may get up to $1,000 of coverage if you used your enviro Visa card to purchase the device or charge all monthly wireless bill payments. §

Auto rental coverage

When you rent a car for up to 48 consecutive days, decline the rental agency's collision damage waiver and charge the full cost of the rental to your enviro Visa card, you may be covered if the rental car is damaged or stolen. §

Lost or stolen baggage insurance

If you purchase your common carrier fare with your enviro Visa card and your baggage is delayed for more than 4 hours, you’ll be reimbursed for the cost of essential items for up to $500 per trip. If your baggage is lost or stolen, you’ll be reimbursed for the cost of essential items up to $1,000 per insured person. §

Travel accident

You can benefit from up to $500,000 in travel accident coverage for specified losses while traveling by common carrier when you purchase at least 75% of the common carrier fare with your enviro Visa card. Your spouse and your dependent children are also included in this coverage. §

Flight delay

If you charge at least 75% of the fare for your flight to your enviro Visa Infinite card and your flight is delayed for more than 4 hours, you’ll be reimbursed for the cost of essential items up to $500 per trip. §

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