Compare snowmobile insurance

You could save hundreds of dollars a year by getting multiple snowmobile insurance quotes

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Get multiple snowmobile insurance quotes by answering a few questions

in collaboration with
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Get multiple snowmobile insurance quotes by answering a few questions

How to shop for your next snowmobile insurance policy on Hardbacon

Comparing prices from several insurers before choosing a snowmobile insurance policy can usually save hundreds of dollars a year. Here are the 4 steps to take.

Tell us where you are located

The first step is to enter your postal code in the box on the left and click on the “Compare” button. Your postal code will allow us to determine which Canadian province you are located in and redirect you to the right partner.

Tell us more about you

The second step is to fill out our partner's form, which will start by asking you for your contact information and other personal information that is required to obtain snowmobile insurance quotes.

Tell us more about the type of driver you are

The third step is to answer questions about your driving record, and about other drivers who will be using the snowmobile you wish to insure. In this step, you will indicate whether you have a snowmobile certificate of competency and whether you have ever had an accident on a snowmobile.

Tell us more about the snowmobile you wish to insure

The fourth and final step before you can submit your application is to answer questions about the snowmobile you wish to insure. In this step, you will indicate the model, year, and mileage of the vehicle in question.

Here are a few tips to save money on your next snowmobile insurance policy

Join a snowmobile club

By purchasing your trail permit from the Quebec Federation of Snowmobile Clubs (FCMQ), you will be entitled to $1 million in civil liability insurance. Although it is possible to purchase the permit without insurance, the liability policy included in the package is not expensive at all. That said, you will still need to purchase snowmobile insurance directly if you wish to cover your snowmobile in case of theft or an accident.

Group your insurance policies

By insuring all your possessions with the same insurer, you can benefit from additional discounts. Insurers often offer discounts when you insure several vehicles at the same company.

Increase deductibles

One way to save on your snowmobile insurance premiums is to opt for a higher deductible. The basic deductible for snowmobile insurance is between $250 and $500. You may want to increase your deductible to $1,000 in order to save on premiums. However, keep in mind that if you have an accident, you will have to pay a little more when you make a claim.

Protect your snowmobile against theft

Since snowmobiles are easier to steal, installing an anti-theft system may reduce your premiums. Snowmobile shops will be able to offer you a variety of devices. You may also want to store your snowmobile in a locked area to avoid attracting thieves.

Get multiple snowmobile insurance quotes by answering a few questions

Frequently asked questions about snowmobile insurance

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Compare snowmobile insurance

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Get multiple snowmobile insurance quotes by answering a few questions

in collaboration with
Untitled-1

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