REWARD CALCULATOR
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Welcome Offer
Get up to 15% cash back on your first purchase at a Neo partner, plus a $25 Welcome Bonus when you apply through Hardbacon.
Enjoy multiple "first-time purchase" cash back bonuses.
Earn up to 15% cash back every time you try a participating Neo partner for the first time.
Special Feature(s)
A powerful cash back card for every lifestyle and budget.
This is one of the best cash back cards on the market today. This card offers great cash back rates so you can earn rewards on the purchases that matter most to you.
Requirements

Score
Residency
Income
Benefits
Exclusive discounts with my favorite brands
Enjoy the highest cash back rates in Canada and exclusive offers from Neo's 8,000 partners. Popular merchants include Amazon, Boston Pizza, Anytime Fitness, Roots, PetSmart, and more including hidden gems near you.
Worldwide customer service
The Neo Cashback Rewards Mastercard comes with 24/7 support, so you can always get the help you need when you need it.
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