REWARD CALCULATOR
Enter your total monthly expenses or by category
⛽️
Gas
🌮
Food & Dining
🧳
Travel
🛍
Shopping
💵
Other
💸
Total
Welcome Offer
Up to 15% cash back on your first purchase
Earn up to $85 cash back for referring a friend to Neo.
Refer a friend to Neo, and if their application is approved you'll receive a referral bonus of up to $50.
Special Feature(s)
Credit builder secured credit card with cash back benefits
One of the few secured credit cards that also offers cash back rewards, so you can build your credit rating while earning cash back simultaneously.
No annual fee
The card comes with no annual fee.
Guaranteed approval
Guaranteed approval allows you to get this card regardless of credit history.
No credit check
No hard credit check is required (except in Quebec)
Requirements
Score
Residency
Income
Similar Cards
Review (0)
Related Articles
Wealthsimple is a Canadian fintech known for its investment app. Today, it offers many other products. I’ve had a Wealthsimple account for several years and applied for the Wealthsimple prepaid Mastercard in August 2025. How does it compare with the best prepaid cards in Canada? Pretty well, I’d say. I’ve been holding funds in this […]
KOHO and Wealthsimple are some of the first names that come to mind when you think of prepaid cards in Canada. These two companies are often compared despite the fact that they are not similar. On the one hand, KOHO offers a prepaid card with a subscription plan, and on the other, Wealthsimple Chequing account […]
The CIBC Costco credit card comes with great rewards and can reduce your bill if you shop at Costco often. But if you shop at several different locations, take the time to compare it to other store credit cards. Quick facts about the Costco credit card To get this credit card, you have to be […]
A secured credit card in Canada is a powerful way to repair your credit score. In the world of finance, your credit score is like a silent gatekeeper deciding whether or not you qualify for loans, mortgages, or even your dream job. But what happens when the gatekeeper isn’t on your side? When traditional credit […]