Logo

Compare Credit Cards in Canada

Compare credit cards in Canada to find the best option based on rewards, interest rates, fees, and perks. Use filters to quickly narrow down cards that match your spending habits and financial goals.

Loading credit cards…
$
$
$
$
$
$
Refresh rewards value
Filters
204 results
SimplyCash® Preferred Card from American Express

Amex Bank of Canada

$413 First Year Value
$412 Consecutive Years Value
Annual Fee $119.88
Additional Card $0
Purchase Interest Rate 21.99%
Cash Advance 21.99%
Balance Transfer 21.99%
Card Categories Cashback
Card User Types Personal
Required Income None
Required Credit Score Very good
Rewards 4% cashback on gas and groceries
2% cashback on all other purchases
Insurances
  • 🦷 Travel accident
  • ⏱ Flight delay
  • 🧳 Lost or stolen baggage insurance
  • 🏥 Medical emergency
  • 📆 Extended warranty
  • 🛍 Purchase protection
  • 🚗 Auto rental coverage
  • 📵 Mobile device insurance
Learn more Apply Now

Earn up to $200 in cash back

SimplyCash® Preferred Card from American Express – Amex Bank of Canada

Estimated rewards for the first year*

Total Reward: $532.76
Entertainment: $0.24
Gas: $240
Groceries: $288
Restaurants: $1.2
Other: $1.32
Additional Bonus: $2
Annual Fee: $119.88
Total: $412.88
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
SimplyCash® Preferred Card from American Express – Amex Bank of Canada

Estimated rewards for subsequent years*

Total Reward: $531.76
Entertainment: $0.24
Gas: $240
Groceries: $288
Restaurants: $1.2
Other: $1.32
Additional Bonus: $1
Annual Fee: $119.88
Total: $411.88
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
moi RBC® Visa card

RBC

$410 First Year Value
$370 Consecutive Years Value
Annual Fee $0
Purchase Interest Rate 20.99%
Cash Advance 22.99%
Balance Transfer 22.99%
Card Categories Reward
Card User Types Personal, Student
Required Credit Score Good
Rewards 2X the Moi Points on Grocery, Beauty and Wellness at participating Metro, Jean Coutu, Brunet and Première Moisson stores;
2 Moi points for every $1 spent on dining;
2 Moi points for every $1 spent on gas and EV charging purchases;
1 Moi point for every $1 spent on all your purchases, everywhere else you shop, including at participating Super C stores.
Insurances
  • 📵 Mobile device insurance
  • 🛍 Purchase protection
  • 📆 Extended warranty
Legal Note *Conditions apply. Refer to RBC page for up to date offer terms and conditions.
Learn more Apply Now

With moi RBC® Visa card, get 3,000 welcome points upon your first purchase. Receive an additional 2,000 points when you spend $500 in the first three months of opening your card. A value of $40*

moi RBC® Visa card – RBC

Estimated rewards for the first year*

Total Reward: $409.6
Entertainment: $9.6
Gas: $96
Groceries: $115.2
Restaurants: $96
Other: $52.8
Additional Bonus: $40
Annual Fee: $0
Total: $409.6
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
moi RBC® Visa card – RBC

Estimated rewards for subsequent years*

Total Reward: $369.6
Entertainment: $9.6
Gas: $96
Groceries: $115.2
Restaurants: $96
Other: $52.8
Annual Fee: $0
Total: $369.6
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Cash Advantage Mastercard

Canadian Tire Bank

$405 First Year Value
$405 Consecutive Years Value
Annual Fee Free
Purchase Interest Rate 21.99%
Cash Advance 22.99%
Balance Transfer 22.99%
Card Categories Cashback
Card User Types Personal
Required Income None
Rewards 3% : All purchases at Canadian Tire stores, Canadian Tire gas bars, and Marks/L’Équipeur;
1.5%: All purchases
Learn more Apply Now
Cash Advantage Mastercard – Canadian Tire Bank

Estimated rewards for the first year*

Total Reward: $405
Entertainment: $18
Gas: $90
Groceries: $108
Restaurants: $90
Other: $99
Annual Fee: $0
Total: $405
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Cash Advantage Mastercard – Canadian Tire Bank

Estimated rewards for subsequent years*

Total Reward: $405
Entertainment: $18
Gas: $90
Groceries: $108
Restaurants: $90
Other: $99
Annual Fee: $0
Total: $405
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
BMO CashBack® Business Mastercard®*

BMO

$405 First Year Value
$405 Consecutive Years Value
Annual Fee $0
Additional Card Up to 22 additional cards
Purchase Interest Rate 20.99%
Cash Advance 23.99%
Balance Transfer 23.99%
Card Categories Cashback
Card User Types Business
Rewards 1.75% : payment at the pump or shop in-store at Shell
1,5%: On gas, office supplies and cellphone and internet bill payments.
0.75%: other purchases.
Insurances
  • 🛍 Purchase protection
  • 📆 Extended warranty
Learn more Apply Now

Get 10% cash back on gas, office supplies and cellphone and internet bill payments for 3 months, up to a maximum of $150 cash back. Conditions apply.

BMO CashBack® Business Mastercard®* – BMO

Estimated rewards for the first year*

Total Reward: $405
Entertainment: $18
Gas: $90
Groceries: $108
Restaurants: $90
Other: $99
Annual Fee: $0
Total: $405
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
BMO CashBack® Business Mastercard®* – BMO

Estimated rewards for subsequent years*

Total Reward: $405
Entertainment: $18
Gas: $90
Groceries: $108
Restaurants: $90
Other: $99
Annual Fee: $0
Total: $405
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
CIBC Dividend Visa Card for Students

CIBC

$402 First Year Value
$402 Consecutive Years Value
Annual Fee Free
Additional Card Free (maximum 3)
Purchase Interest Rate 21.99%
Cash Advance 22.99%
Balance Transfer 22.99%
Card Categories Cashback
Card User Types Personal
Required Income None
Rewards 2% : Grocery;
1% cash back on gas, transportation, dining and recurring payments
0.5% cash back on everything else
Insurances
  • 🛍 Purchase protection
  • 📆 Extended warranty
  • 🦷 Travel accident
Learn more Apply Now

Earn up to $125 in cash back

CIBC Dividend Visa Card for Students – CIBC

Estimated rewards for the first year*

Total Reward: $402
Entertainment: $12
Gas: $60
Groceries: $144
Restaurants: $120
Other: $66
Annual Fee: $0
Total: $402
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
CIBC Dividend Visa Card for Students – CIBC

Estimated rewards for subsequent years*

Total Reward: $402
Entertainment: $12
Gas: $60
Groceries: $144
Restaurants: $120
Other: $66
Annual Fee: $0
Total: $402
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Meridian Visa Platinum Cash Back Card

Meridian Credit Union

$402 First Year Value
$353 Consecutive Years Value
Annual Fee $ 49
Additional Card Free
Purchase Interest Rate 19.50 %
Cash Advance 21.99 %
Balance Transfer 21.99 %
Card Categories Reward, Cashback
Card User Types Personal
Required Income None
Rewards 2 % : Gas, Grocery and Pharmacy;
1 % : Other purchases
Insurances
  • 🩴 Emergency purchases
  • 🦷 Travel accident
  • 🚗 Auto rental coverage
  • 📵 Mobile device insurance
  • 🛍 Purchase protection
  • 📆 Extended warranty
Learn more Apply Now

First-year annual fee waived

Meridian Visa Platinum Cash Back Card – Meridian Credit Union

Estimated rewards for the first year*

Total Reward: $402
Entertainment: $12
Gas: $120
Groceries: $144
Restaurants: $60
Other: $66
Annual Fee: $0
Total: $402
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Meridian Visa Platinum Cash Back Card – Meridian Credit Union

Estimated rewards for subsequent years*

Total Reward: $402
Entertainment: $12
Gas: $120
Groceries: $144
Restaurants: $60
Other: $66
Annual Fee: $49
Total: $353
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Laurentian Bank Visa* Cashback

Laurentian Bank

$402 First Year Value
$337 Consecutive Years Value
Annual Fee $65
Additional Card Free
Purchase Interest Rate 20.99%
Cash Advance 22.99%
Balance Transfer 21.99%
Card Categories Cashback
Card User Types Personal
Required Income None
Rewards 2% : Pre-authorized debit purchase;
2% : Gas and Grocery;
1% : Other purchases
Insurances
  • 🛍 Purchase protection
  • 📆 Extended warranty
Learn more Apply Now

Get up to $60 cash back

Laurentian Bank Visa* Cashback – Laurentian Bank

Estimated rewards for the first year*

Total Reward: $402
Entertainment: $12
Gas: $120
Groceries: $144
Restaurants: $60
Other: $66
Annual Fee: $0
Total: $402
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Laurentian Bank Visa* Cashback – Laurentian Bank

Estimated rewards for subsequent years*

Total Reward: $402
Entertainment: $12
Gas: $120
Groceries: $144
Restaurants: $60
Other: $66
Annual Fee: $65
Total: $337
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
UNI Financial Cooperation Cash back

UNI Financial Cooperation

$384 First Year Value
$384 Consecutive Years Value
Annual Fee Free
Additional Card Free
Purchase Interest Rate 19.90 %
Cash Advance 19.90 %
Balance Transfer 19.90 %
Card Categories Cashback
Card User Types Personal
Required Income None
Rewards 2 % : Entertainment, restaurants, alternative transportation and pre-authorized payments;
0.5 % : Other purchases
Insurances
  • 📵 Mobile device insurance
  • 🛍 Purchase protection
  • 📆 Extended warranty
  • ❌ Trip cancellation
  • 🩴 Emergency purchases
  • ⚡️ Trip interruption
  • 🏥 Medical emergency
  • 🦷 Travel accident
Learn more Apply Now
UNI Financial Cooperation Cash back – UNI Financial Cooperation

Estimated rewards for the first year*

Total Reward: $384
Entertainment: $24
Gas: $30
Groceries: $144
Restaurants: $120
Other: $66
Annual Fee: $0
Total: $384
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
UNI Financial Cooperation Cash back – UNI Financial Cooperation

Estimated rewards for subsequent years*

Total Reward: $384
Entertainment: $24
Gas: $30
Groceries: $144
Restaurants: $120
Other: $66
Annual Fee: $0
Total: $384
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
American Express® Green Card

Amex Bank of Canada

$370 First Year Value
$270 Consecutive Years Value
Annual Fee $0.00
Purchase Interest Rate 21.99% , apr penalty: between 25.99% and 28.99% (variable).
Cash Advance 21.99%
Balance Transfer N/A
Card Categories Reward
Card User Types Personal
Required Credit Score Excellent
Rewards Earn 1 Point per $1 on everyday purchases; Earn 1 ADDITIONAL Point per $1 on Amex Travel Online for eligible hotel or car rentals
Insurances
  • 🛍 Purchase protection
  • 📆 Extended warranty
Legal Note *Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have 2 separate Missed Payments, the applicable rates for your account will be 25.99%. If you have 3 or more separate Missed Payments, the applicable rates will be 28.99%. See the Information box included with the application for the definition of Missed Payment and which rates apply to changes on your account and other details.
Learn more Apply Now

Get 10,000 Membership Rewards® points

American Express® Green Card – Amex Bank of Canada

Estimated rewards for the first year*

Total Reward: $370
Entertainment: $12
Gas: $60
Groceries: $72
Restaurants: $60
Other: $66
Additional Bonus: $100
Annual Fee: $0
Total: $370
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
American Express® Green Card – Amex Bank of Canada

Estimated rewards for subsequent years*

Total Reward: $270
Entertainment: $12
Gas: $60
Groceries: $72
Restaurants: $60
Other: $66
Annual Fee: $0
Total: $270
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Rogers Red Mastercard®

Rogers Bank

$370 First Year Value
$270 Consecutive Years Value
Annual Fee $0
Purchase Interest Rate 19.99 %
Cash Advance 22.99 %
Balance Transfer N/A
Card Categories Cashback
Card User Types Personal
Rewards 2% unlimited cash back on all eligible purchases if you have 2 qualifying services – 1 Rogers mobile and 1 Rogers or Shaw home.
Otherwise: 2% unlimited cash back on U.S. dollar purchases and 1%unlimited cash back on all other eligible purchases*.
Legal Note *Conditions apply.
Learn more Apply Now

Earn $60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service

Rogers Red Mastercard® – Rogers Bank

Estimated rewards for the first year*

Total Reward: $370
Entertainment: $12
Gas: $60
Groceries: $72
Restaurants: $60
Other: $66
Additional Bonus: $100
Annual Fee: $0
Total: $370
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Rogers Red Mastercard® – Rogers Bank

Estimated rewards for subsequent years*

Total Reward: $270
Entertainment: $12
Gas: $60
Groceries: $72
Restaurants: $60
Other: $66
Annual Fee: $0
Total: $270
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

Search Filters

Reset filters
Provinces of residence
Network
Card Type
User Type
Special Features
Currency
300 < > 900
Expense Categories
Insurances
Institutions
Apply filters

Credit Card Comparison FAQs

  • How to choose a credit card with Hardbacon’s comparison tool?

    Open expandable Close expandable

    To choose a credit card with our comparison tool, you need to, first, determine its purpose. If unable to pay in full the card balance each month, click on “Offer Type” on the left sidebar and select “Low Interest Rate”. If you wish to obtain rewards, select “Rewards,” and enter your annual income, in order for us to recommend the best card for you. Do not hesitate to use the other filters, and click on “more details” when you want to know more about a specific card.

  • How does Hardbacon compare credit cards?

    Open expandable Close expandable

    Hardbacon compares credit cards using a data-driven methodology that evaluates fees, rewards, interest rates, eligibility requirements, and key benefits.
    Cards are ranked based on net value, which considers how a card performs for different spending profiles rather than relying on promotional claims or popularity.

    Our comparisons are designed to help Canadians understand which card actually fits their situation, not just which card looks best on paper.

  • What information should I enter to get accurate results?

    Open expandable Close expandable

    To get the most accurate comparison, you should estimate your monthly spending by category, such as groceries, gas, dining, and other purchases.
    This allows the calculator to estimate potential rewards and show how different cards perform based on your real habits, not averages.

    You do not need to enter personal identifying information to use the comparison tool.

  • What does “first year value” mean?

    Open expandable Close expandable

    First year value represents the estimated total benefit during your first year with a card.
    This can include:

    • Welcome bonuses
    • Rewards earned from spending
    • Statement credits or rebates
    • Annual fee waivers, if applicable

    It helps compare cards that may look very different upfront but deliver similar or very different value once everything is considered.

  • What does “consecutive years value” mean?

    Open expandable Close expandable

    Consecutive years value estimates how much value a card can deliver after the first year, once welcome bonuses are no longer available.

    This is especially useful when comparing:

    • No-fee cards versus premium cards
    • Cards with high earn rates but annual fees
    • Cards meant for long-term use

    Looking beyond the first year helps avoid choosing a card that only looks good temporarily.

  • Can I compare credit cards if I carry a balance?

    Open expandable Close expandable

    Yes. If you sometimes carry a balance, interest rates become more important than rewards.
    Hardbacon allows you to compare cards based on purchase interest rates, balance transfer offers, and fees, helping you identify lower-cost options.

    In many cases, a low-interest or balance transfer card can save more money than a rewards card.

  • Do I need good credit to use this comparison?

    Open expandable Close expandable

    No. Hardbacon’s comparison includes cards for a wide range of credit profiles, including:

    • Excellent and good credit
    • Fair or average credit
    • Limited or rebuilding credit

    Filters help narrow results based on approval likelihood and eligibility requirements so you can focus on realistic options.

Insights and Useful Articles

Hardbacon makes managing your money easier by combining comprehensive financial tools, unbiased comparisons and personalized insights.

Wealthsimple prepaid card showed on an iPhone screen and besides is a pile of coins
Credit Cards

Wealthsimple Prepaid Mastercard: My Experience with Wealthsimple Chequing account

Wealthsimple is a Canadian fintech known for its investment app. Today, it offers many other products. I’ve had a Wealthsimple account for several years and applied for the Wealthsimple prepaid Mastercard in August 2025. How does it compare with the…
KOHO prepaird card on the left againts yellow background and Wealthsimple Cash card on the right against a blue background
Credit Cards

KOHO Mastercard Versus Wealthsimple Cash: Which Prepaid Card Is Right for You?

KOHO and Wealthsimple are some of the first names that come to mind when you think of prepaid cards in Canada. These two companies are often compared despite the fact that they are not similar. On the one hand, KOHO…
black credit cards
Credit Cards

The 8 Best Black Credit Cards in Canada

Black credit cards are the ultimate status symbol. Often rare and exclusive, they’re designed for the rich and are considered prestigious. Plus, they come with some great perks including special discounts and premium benefits not available with a standard card.…
Credit Cards
Credit Cards

The 8 Easiest Credit Cards to Get in Canada

Qualifying for a new credit card can be tough. What are the easiest credit cards to get in Canada? Whether you have insufficient credit history or a poor credit score, it can be difficult to determine exactly which cards you…
New CIBC Costco Credit Card
Credit Cards

The CIBC Costco Credit Card: Benefits and Alternatives

The CIBC Costco credit card comes with great rewards and can reduce your bill if you shop at Costco often. But if you shop at several different locations, take the time to compare it to other store credit cards. Quick…
See all news
KOHO vs EQ Bank
Banking

KOHO vs EQ Bank: Which One Takes the Crown?

It’s time to compare two of Canada’s leading neobanks – KOHO vs EQ Bank. Loyalty is an excellent quality to have, except when it comes to your cash. Sticking to one of the Big Five without exploring other options is…
Best Banks for Students in Canada
Banking

The 10 Best Banks for Students in Canada

The best bank for students in Canada shouldn’t just give you a free account with unlimited transactions, it should reward you too. Why? Because people rarely change banks, even when there are better deals out there. That makes you a…
Koho vs Neo Financial
Banking

KOHO vs Neo Financial: Who Wins the Battle for Your Buck?

Both KOHO and Neo are Canadian fintech startups that offer out-of-the-box digital banking services. These two platforms are becoming increasingly popular among millennials and younger Canadians because they provide an alternative to traditional banking with low or no fees, a…
Online Banks
Banking

The 6 Best Online Banks in Canada for 2024

Online banks are digital institutions that do not rely on physical branches. With lower operating costs than their brick-and-mortar counterparts, online banks are able to pass the savings on to us in the form of lower fees and higher interest…
Hand holding the KOHO prepaid card next to money and percentage symbols
Banking

How to Earn 5% Interest without Locking Your Money in an Annual Term 

In collaboration with KOHO Embarking on a journey to prosperity often begins with a thoughtful approach to savings. Money never sleeps, but it might make you lose sleep if you aren’t careful. Learn about effective strategies and the importance of…
See all news
canadian couponing
Budget

The 25 Best Canadian Coupon Sites and Apps in Canada

Whether you need to or just like to save, there are countless canadian coupon sites and apps that offer the same thing: savings, points, coupons, or some combination of the three. In times like these, saving money is at the…
a group of cards with flowers on them next to a green plant
Budget

The 5 Best Websites to Sell Gift Cards in Canada

Gee, thanks for the gift card. I mean, a gift card is a nice gift to receive but it may not always be the right one. There are many reasons why someone may wish to sell gift cards in Canada.…
Budget

How Much Does it Cost to Support a Future Figure Skating Athlete?

With only 1 in 5 young people in Quebec considered active, the cost of recreational sports is one of the main factors holding them back. Having the support of their parents, on the other hand, acts as a propellant for…
Budget

Where did My Money Go: The Financial Reality of Raising a Hockey Player in Canada

In collaboration with Royal Bank Of Canada In Canada, hockey isn’t just a sport – it’s a way of life. From backyard rinks to bustling arenas, the echoes of skates slicing through the ice are a familiar soundtrack across the…
Gas pump in parking lot
Budget

Canadian Inflation: Adjusting to the New Reality of High Prices

For some years now, the majority of Canadians have been struggling to feed their families decently. While high prices seem here to stay, what can you do to prevent them from wreaking havoc on your life? The cost of living…
See all news
a black square with white text on it next to a pen and calculator
Investing

The 8 Best Options Trading Platforms in Canada

Navigating the labyrinthine world of options trading can be a daunting task in Canada. From the uninitiated beginner to the seasoned investor, everyone needs a reliable platform that aligns with their trading goals, offers robust tools, and doesn’t break the…
Investing

Questrade VS Wealthsimple: Which Online Broker Should You Choose?

Online brokerage has grown in popularity in recent years, driving down trading costs between fiercely competitive platforms. There are now a wide variety of online brokers on the Canadian market, with different prices, features and tools. With the arrival of…
review of wealth simple
Investing

A review of Wealthsimple

Wealthsimple is an online investing service founded by Michael Katchen in 2014 in Toronto. Today the company has over $70 billion in assets under administration. Wealthsimple stood out from the start by offering smart and simple investing without the high…
exchange traded funds
Investing

Understanding Canadian ETFs to Increase your Wealth

Exchange-traded funds (ETFs) are the new darling of self-directed investors. Although they were first introduced several years ago, the democratization of investing has made it easier than ever to buy ETFs. Are ETFs really beneficial? What are their limitations? How…
RRSP- a yellow piggy bank with a coin and a dollar sign
Investing

How to Use the RRSP to Save on Taxes and Retire Rich

A registered retirement saving plan (RRSP) is, for most of us, the first step towards saving for our golden years. The RRSP is a registered investment account that carries many tax benefits. The primary purpose is to shelter a portion…
See all news
Desk with tax forms and calculator for financial planning
Financial planning

The 5 Best Free Canadian Tax Softwares

For most people, doing their taxes is a thankless task. Fortunately, there are free tax software programs that make it easy to calculate and file your taxes online. We recommend that you choose a software that is easy to use,…
Financial planning

The 6 Best Tax Return Software in Canada

To file quickly, easily, and without a blinding migraine, choosing the best tax return software in Canada is crucial. Tax season is the most dreaded time of year, with many of us hoping to bypass the annual state of confusion…
Guide to old age security in 2023
Financial planning

The New Guide to Old Age Security

What is Old Age Security? Times are tough, especially when you stop working. Your income goes down while prices go up. Old Age Security (OAS), sometimes called Old Age Pension, is money you might receive from the government when you…
A man and woman standing face to face, displaying depression and anxiety between them
Financial planning

What Is the Cost of a Divorce in Canada?

Going through a divorce can drain you emotionally and financially. By understanding the costs involved, you can decide what to fight for and what to do yourself. In Canada, divorce costs can vary from $1,000 to $25,000 and up, depending…
Ontario staycation tax credit
Financial planning

Ontario Staycation Tax Credit: What You Need To Know in 2022

If you are a resident of Ontario and are planning a short trip anytime soon, you may consider opting for a staycation in the province. At least you get to receive some money back from the Ontario government for enjoying…
See all news

Your Financial Journey Starts Here

Sign up for our newsletter and take control of your money, your way. Access exclusive tips, tools and personalized insights delivered straight to your inbox.

What are you looking for?
Submitting…

Thank you for subscribing to Hardbacon’s newsletter!

piggy fire
This site is registered on wpml.org as a development site. Switch to a production site key to remove this banner.