The 7 Best Credit Cards for Amazon.ca
By Stefani Balinsky | 
Fact-checked by Maude Gauthier | Published on 03 Jan 2024
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SendWant to know a secret, Canada? There are many credit cards that offer Amazon-related benefits in Canada. You just have to know how to find them. In addition to the Amazon Mastercard, many TD Visa and American Express cards offer a way to exchange their rewards points for Amazon merchandise.
TD First Class Travel Visa Infinite Card – Best for Travellers
[Offer productType=”CreditCard” api_id=”5f35480892ec22115033b309″ id=”170749″]The TD First Class Travel Visa Infinite card is great for Amazon in Canada. It focusses on travel lovers. Essentially, you get the best of both worlds: the Amazon Shop with Points (SWP) porgram and travel rewards every time you use your card.
This card gives you Amazonâs SWP program and the Starbucks Star advantage (where you earn 50% more TD Points and Stars by linking your accounts). Wait, it gets better. When you are ready to travel, you earn 8 TD points per dollar spent if you book through Expedia For TD, and there are never any blackout periods. You have access to the Visa Infinite Hotel Collection and many more perks.
TD Platinum Travel Visa – Best Low-Fee Rewards Card
If you do not qualify for the TD First Class Travel card, the TD Platinum Travel Visa is a good choice. The regular earn rate is 6 points on Expedia for TD, 4.5 points on groceries and restaurants, 3 points on recurring bill payments, and 1.5 points for all other purchases with the card. You still benefit from the Starbucks Stars incentive.
â Conditions apply for both TD cards. Visit the TD site to know all of the terms and conditions.
American Express The Platinum Card – Best for Big Spenders
American Express The Platinum Card has a hefty fee but endless perks. It is very expensive but it offers various credits and advantages.
You earn 2 points per $1 spent on travel, dining and food delivery. But you get 3 points per dollar on eligible travel booked through Amex Travel Online. You also earn 1 point per $1 on all other purchases. You will still have to spend a lot to collect enough points and advantages to set off the annual fee.
As a cardholder you get all of the American Express Experiences plus access to good travel insurances.
American Express Cobalt Card – High Rewards Rate Card
The American Express Cobalt Card offers 5 points per $1 spent for restaurants and delivery, 3 points for streaming subscriptions, 2 points on travel or transit, and 1 point for all other purchases.
It seems like the most reasonable card in the Amex lineup. Plus, you still benefit from all of the perks of being an Amex member. Try comparing it to other credit cards and you will find that it is one of the most generous.
American Express Gold Rewards Card – Best for Booking through AMEX Travel Online
The American Express Gold Rewards Card is another example of a SWP Amazon credit card in Canada. You can get the Gold Rewards card in rose gold. And the earn rate is pretty good. This card is different because it explicitly names drugstores as a high earning category and there is an incentive to book travel through AMEX Travel Online.
You earn 2x the points on travel (or 3 points per dollar through AMEX Travel Online), 2x the points on eligible grocery, gas, drugstores purchases, plus 1x the points on everything else. In terms of eligible grocery, gas and drugstore purchases, it excludes superstores, wholesale clubs, alcohol retailers and general merchandise retailers.
American Express Green Card – Best Free Credit Card for Amazon Lovers
[Offer productType=”CreditCard” api_id=”60dcaefc125e5019eaa05c6a”]The American Express Green Card is a no-fee credit card that earns 1x the rate on all eligible purchases. Plus, you earn one additional bonus Membership Rewards point for every dollar charged to your American Express Green Card for eligible travel bookings.
The only thing is that you have to book through the American Express Travel website where American Express Travel, not the hotel or car rental company, is the merchant.
Amazon Rewards Mastercard – Best for Purchases at Amazon.ca
[Offer productType=âCreditCardâ api_id=â5faecaa4cee903123293939dâ]Canada’s Amazon Mastercard is issued by MBNA and offers two different cash back rates.
If you are a Prime Member you earn 2.5% back for purchases made at Amazon.ca and or at Whole Foods Market. If you don’t have a Whole Foods in your area, you can order online. Prime members also earn 2.5% cash back on foreign currency transactions. Non members get 1.5% back at those stores. For all other purchases made anywhere else, you get a 1% cash back incentive whether you are a member or not.
Since this is a retailer card, it makes sense that the Amazon.ca Mastercard has purchase and extended warranty insurance. However you also get discounts at participating Avis or Budget car rental. You save a minimum of 10% off the base rates in the U.S. and Canada. Internationally, you get a minimum of 5% off the base rates.
Register an eligible TD credit card on your Amazon.ca acccount
Simply link your account to start shopping with points. TD points will be initially set as your default payment method. If you don’t want to use your TD points, you can switch to another payment method, even if it’s just your TD credit card. You can also decide how many points you want to use on the purchase.
What if you only want to use some of your TD points or you don’t have enough to finance the entire purchase? You have to use the TD card the points are attached to, a gift card, or an Amazon credit balance that you already have. The minimum amount you can redeem is 3 points.
Register an eligible American Express card on Amazon.ca
The same process goes for registering your American Express credit card on Amazon.ca. You add your card as a payment method. When a product you want is eligible for the SWP, Amazon.ca will show your American Express Rewards points as a payment option.
As of the time of writing, 1,000 American Express Rewards points was equal to $7 CAN on Amazon Canada.
What can you buy with your points?
It’s simple. An eligible product is usually sold and fulfilled, also known as sold and shipped, by Amazon.ca. The product will show if it is eligible for the SWP for TD program.
Plus, Amazon is offering a deal where you can get 40% off your Amazon purchase, up to a maximum of $30 CAN. This is an exclusive TD offer in Canada. There are certain conditions which we’ll cover.
The SWP program only applies to certain products. The following products do not qualify for SWP:
- Amazon Appstore Apps
- Digital downloads (e.g., Apple Care)
- Individual digital music titles
- Items ordered using Buy Now, except for Kindle eBooks
- Pre-order items
- Subscribe & Save items
- Prime Memberships through TD Bank Reward
Disclaimer: American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link.
