BMO Ascendᵀᴹ World Elite®* Mastercard®*

Welcome offer
60 000Points
You will receive 30,000 points upon spending $3,000, then 2,500 extra points for every $2,000 spent (up to 60,000 points) within the first four months. Refunds, cash advances, cash-like transactions, and interest charges don't count as purchases. Annual fee rebates are provided after your card has been open for a year. Supplemental cards' annual fees are only eligible for a rebate if opened within three months of the primary card.
20.99% Purchase
23.99% Cash advance
$150 discount on annual fee
To be eligible for reimbursement of the annual fee for Authorized Holders, they must be added to the account within the first 3 months after the account is opened.
$150 Main cardholer
Waived for the first year
$50 Additional card
Waived the first year


Enter your total monthly expenses or by category

Air Travel
Welcome offer
The calculation result is based on the conversion of the welcome offer points into statement credit
Estimated annual rewards
The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

This card is awesome for a personal user because :

Get up to 60,000 points in the first year.*

Welcome offer: Get up to 60,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.* *Terms and conditions apply †Statement based on a comparison of the non-promotional travel earn rate of premium flexible Canadian credit cards as of February 1, 2022. “Flexible” is defined as points earned when you purchase travel anywhere and “premium” refers to cards with an annual fee of ≤ $150 or has an income requirement of ≤ $150,000 annual individual income.

Annual fee reimbursed for the primary cardholder and all authorized users

The annual fee is waived in the first year for both the primary cardholder and all authorized users .

Personal travel and lifestyle card with comprehensive insurance

This travel card is one of our top picks for its impressive rewards program, insurance coverage, and high earning potential. Enjoy BMO Rewards points on every purchase, and spend them on your next vacation.


80 000



Auto Rental coverage

The rental car coverage will protect you from damage to or theft of a rental vehicle of MSRP up to $65,000 with a maximum rental period of up to 48 consecutive days.

Trip cancellation

The trip cancellation insurance of up to $2,500 per person and $5,000 per account allows you to cancel your plans without worrying about financial loss if you become sick or have an emergency.


Trip interruption

The trip interruption insurance of up to $2,000 per covered individual can provide peace of mind while traveling.

Flight delay

The BMO AscendTM World Elite®* Mastercard®* comes with Flight Delay insurance, so if your flight is delayed for 6 hours or more, you are eligible for $500 per account per trip coverage.


Medical emergency

In case of an unexpected medical emergency, you are covered for up to $2,000,000 for up to 8 consecutive trip days. So you can focus on recovering while Allianz handles the bills.


Extended Warranty

Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.


Purchase Security

Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.



VIP Airport lounge pass

Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes. Get access to over 1,300+ lounges worldwide through the Mastercard Travel Pass program.


Concierge service

With BMO concierge service, you can receive personalized travel planning assistance and assistance with event tickets and restaurant reservations.

Exclusive discounts with my favorite brands

Save up to 25% on car rentals at participating National Car Rental and Alamo Rent A Car locations. Plus, get a 15% admission discount for Cirque du Soleil shows in Canada and a 20% discount for resident shows in Las Vegas.


More rewards with additional card

If you want to earn points even faster, add an additional cardholder to your account. With an extra cardholder, you'll get 25% more points on all purchases.


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