Reward

BMO eclipse Visa Infinite Privilege* Card

Welcome offer
90 000Points
To be eligible, you must spend $6,000 in the first 3 months. Refunds, cash advances, cash-like transactions, and interest charges don't count as purchases. Applications must be received between December 16, 2021 and July 31, 2023.
INTEREST RATES
20.99% Purchase
23.99% Cash advance
BONUS OFFER
40 000Points
To be eligible for welcome offer your BMO card application must be recieved between December 16, 2021 and July 31, 2023. Refunds, cash advances, cash-like transactions, and interest charges don't count as purchases.
ANNUAL FEES
$499 Main cardholer
Get a $200 annual lifestyle credit
$99 Additional card
Earn 25% more points when you add an authorized user to your account*

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Restaurant
⛽️
Gas
🎉
Entertainment
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Groceries
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Other
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Total
$
Welcome offer
The calculation result is based on the conversion of the welcome offer points into statement credit
$
Estimated annual rewards
The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

This card is awesome for a personal user because :

You deserve to be rewarded! Get up to 90,000 points.*

Get 50,000 points in the first 3 months when you spend $6,000 in the first 3 months.Refunds, cash advances, and cash-like transactions, interest charges don't count as purchases. BMO will waive the $120 annual fee for the first year.

Get 40,000 points additionally in the first year

Spend $100,000 in the first year to earn additional 40,000 bonus points.

A personal lifestyle rewards card

This credit card is made to be used for everyday purchases and for activities that one enjoys most - be it dining out or traveling to another country.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
150 000
REQUIRED INCOME

INSURANCE

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Purchase Security

Get up to 120 days of coverage for purchased items.

📆

Extended Warranty

Triple the original manufacturer’s warranty to a maximum of 2 extra years.

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Mobile device insurance

The card comes with mobile device coverage, meaning that if your mobile phone is damaged or stolen, the cost for repair or replacement will be covered up to $1,000.

🏥

Medical emergency

In case of an unexpected medical emergency, you are covered for up to $5,000,000 for up to 22 consecutive trip days. So you can focus on recovering while Allianz handles the bills.

🚗

Auto Rental coverage

The rental car coverage will protect you from damage to or theft of a rental vehicle of MSRP up to $85,000 with a maximum rental period of up to 48 consecutive days.

Trip cancellation

The trip cancellation insurance of up to $2,500 per person and $5,000 per account allows you to cancel your plans without worrying about financial loss if you become sick or have an emergency.

⚡️

Trip interruption

The trip interruption insurance of up to $5,000 per covered individual ($25,000 max for all insured individuals per trip) can provide peace of mind while traveling.

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Travel accident

Travel accident insurance that comes with BMO eclipse Visa Infinite Privilege* Card offers up to $500,000 per covered individual if they are injured or die while traveling on a common carrier such as a plane, car service, train, or cruise ship.

Flight delay

The BMO eclipse Visa Infinite Privilege* Card comes with Flight Delay insurance, so if your flight is delayed for 4 hours or more, you are eligible for $1000 per account per trip coverage.

🧳

Lost or Stolen Baggage Insurance

You are insured up to $2,500 per occurrence for personal property stolen from a hotel room during your trip. Simply charge the full cost of your hotel stay to your BMO eclipse Visa Infinite Privilege* Card, and you're covered.

BENEFITS

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VIP Airport lounge pass

Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.* Get access to over 1,300+ lounges worldwide through the Mastercard Travel Pass program.

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Concierge service

With Visa Infinite Concierge service, you can receive personalized travel planning assistance and assistance with event tickets and restaurant reservations.

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Worldwide customer service

BMO cards come with 24/7 customer support anywhere in the world.

Exclusive discounts with my favorite brands

As a cardholder, you'll enjoy exclusive access to the Troon Rewards® Golf Program, offering preferred rates and special offers at over 95 of the world's finest golf courses.

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More rewards with additional card

Earn more MBO Points by adding another cardholder for $99 per year.

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