BMO Rewards® Mastercard®*

Welcome Offer
10 000 Points
Interest Rates
20.99 %Purchase
22.99 %Cash Advance
Special Feature(s)
No annual fee
Annual Fees
$0Main Cardholer
$0Additional Card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Groceries

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Gas

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Entertainment

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Travel

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Other

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Total

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Net annual rewards the 1st year

$
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Net annual rewards in subsequent years

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animation get price

Welcome Offer

Get 10,000 BMO Rewards points

Get up to 10,000 points *($50 value) when you spend $1,000 during the first three months. Also, the transfer rate is currently at 0.99% for the first 9 months. Offer ends May 31, 2024. Conditions apply.

Incredibly low introductory interest rates

Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred*

Special Feature(s)

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Personal rewards card with no annual fee

This no-annual-fee personal rewards card is a great option for those who want to earn rewards on their everyday purchases. With the BMO Rewards program, you earn 1 reward point for every dollar spent.

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No annual fee

There is no annual fee to hold a BMO Rewards Mastercard. So why not enjoy the convenience of having a credit card while also earning rewards points?

Requirements

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699
Credit
Score
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Canadian
Residency
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Required
Income

Insurance

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Purchase protection

Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.

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Extended warranty

Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.

Benefits

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Worldwide customer service

BMO cards come with 24/7 customer support anywhere in the world.

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More rewards with additional card

Earn more BMO Points by adding another cardholder for free.

Exclusive discounts with my favorite brands

Save up to 25% on car rentals at participating National Car Rental and Alamo Rent A Car locations.

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