Reward

BMO Rewards® Mastercard®*

Welcome offer
10 000Points
BMO Rewards® Mastercard®* applications must be received from September 2, 2022 to be eligible for welcome bonus offer. Refunds, cash advances, cash-like transactions, and interest charges don't count as purchases.
INTEREST RATES
20.99% Purchase
22.99% Cash advance
BONUS OFFER
0.99% of interest rate
The promotional interest rate is not valid on balances transfered from other BMO cards. Balance transfers are not eligible for rewards.
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Restaurant
⛽️
Gas
🎉
Entertainment
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Groceries
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Other
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Total
$
Welcome offer
The calculation result is based on the conversion of the welcome offer points into statement credit
$
Estimated annual rewards
The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

This card is awesome for a personal user because :

Get 10,000 points when you spend $1,000 in the first 3 months.*

Enjoy the welcome offer and earn points for every $1 spent on eligible purchases. Redeem your points for travel, merchandise, gift cards, and more.

Incredibly low introductory interest rates

Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred*

Personal rewards card with no annual fee

This no-annual-fee personal rewards card is a great option for those who want to earn rewards on their everyday purchases. With the BMO Rewards program, you earn 1 reward point for every dollar spent.

No annual fee

There is no annual fee to hold a BMO Rewards Mastercard. So why not enjoy the convenience of having a credit card while also earning rewards points?

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

🛍

Purchase Security

Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.

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Extended Warranty

Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.

BENEFITS

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Worldwide customer service

BMO cards come with 24/7 customer support anywhere in the world.

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More rewards with additional card

Earn more BMO Points by adding another cardholder for free.

Exclusive discounts with my favorite brands

Save up to 25% on car rentals at participating National Car Rental and Alamo Rent A Car locations.

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