BMO Rewards® Mastercard®*

Welcome offer
10 000Points
20.99% Purchase
22.99% Cash advance
$0 Main cardholer
$0 Additional card


Enter your total monthly expenses or by category

Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Get 10,000 points when you spend $1,000 in the first 3 months.*

Enjoy the welcome offer and earn points for every $1 spent on eligible purchases. Redeem your points for travel, merchandise, gift cards, and more.

Incredibly low introductory interest rates

Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred*

Special features

Personal rewards card with no annual fee

This no-annual-fee personal rewards card is a great option for those who want to earn rewards on their everyday purchases. With the BMO Rewards program, you earn 1 reward point for every dollar spent.

No annual fee

There is no annual fee to hold a BMO Rewards Mastercard. So why not enjoy the convenience of having a credit card while also earning rewards points?





Purchase Security

Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.


Extended Warranty

Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.



Worldwide customer service

BMO cards come with 24/7 customer support anywhere in the world.


More rewards with additional card

Earn more BMO Points by adding another cardholder for free.

Exclusive discounts with my favorite brands

Save up to 25% on car rentals at participating National Car Rental and Alamo Rent A Car locations.



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