Enter your total monthly expenses or by category
Get 10,000 points when you spend $1,000 in the first 3 months.*
Enjoy the welcome offer and earn points for every $1 spent on eligible purchases. Redeem your points for travel, merchandise, gift cards, and more.
Incredibly low introductory interest rates
Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred*
Personal rewards card with no annual fee
This no-annual-fee personal rewards card is a great option for those who want to earn rewards on their everyday purchases. With the BMO Rewards program, you earn 1 reward point for every dollar spent.
No annual fee
There is no annual fee to hold a BMO Rewards Mastercard. So why not enjoy the convenience of having a credit card while also earning rewards points?