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Cashback

Cash Back Mastercard

special feature(s)
No annual fee
There is no need to pay an annual fee with this card, so you can enjoy the benefits without worrying about added costs.
Free additional card
Get an additional card for free to share the benefits with a family member or friend.
INTEREST RATES
19.9% Purchase
19.9% Cash advance
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🍽
Restaurants
🚆
Public Transportation
🎉
Entertainment
🧾
Bills & Utilities
💸
Total
$
Welcome offer
The calculation result is based on the conversion of the welcome offer points into statement credit
$
Estimated annual rewards
The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

Personal cashback card for everyday use

With a personal Desjardins Cash Back Mastercard, you can earn cash back on all of your purchases. No annual fee makes this card a smart choice for everyday use.

No annual fee

There is no need to pay an annual fee with this card, so you can enjoy the benefits without worrying about added costs.

Free additional card

Get an additional card for free to share the benefits with a family member or friend.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

📵

Mobile device insurance

Mobile devices purchased with this card are covered for up to $1,000 for theft, accidental damage or loss, or mechanical failure.

🛍

Purchase Security

Purchase protection covers most items you buy with your card for 90 days against theft and damage.

📆

Extended Warranty

Extended warranty on eligible items purchased with your card, doubling the original manufacturer's or store brand warranty for up to one additional year.

🏥

Medical emergency

In case of a medical emergency, you are covered for up to $5,000,000 in medical expenses, transportation, repatriation, dental care, and living expenses.

Trip cancellation

A trip with a duration of not longer than 3 days is insured for up to $500 per person for any unexpected events that may result in trip cancellation.

⚡️

Trip interruption

Trip with a duration of not longer than 3 days is insured for up to $1000 per person for any unexpected events that may result in a trip interruption.

🦷

Travel accident

A trip with a duration of not longer than 3 days is insured for up to $10,000 per person in case of a travel accident.

Flight delay

If your trip is 3 days or less and your flight is delayed, you are covered for any reasonable expenses incurred, such as meals and accommodations.

BENEFITS

Exclusive discounts with my favorite brands

You can get up to 15% Hertz car rental discount and up to 10% off Thrifty® and Dollar® car rentals when you use your card to pay.

🌎

Worldwide customer service

No matter where you are in the world, you can easily get help from 24/7 customer service.

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