Reward

HSBC World Elite® Mastercard®

Welcome offer
80 000Points
Earn a 20,000 point Welcome Bonus ($100 value in travel rewards) + Earn 40,000 points if your card purchases within 180 days of account opening total $6,000 ($200 value in travel rewards) + Earn a 20,000 point Anniversary Bonus ($100 value in travel rewards) Receive a discount equal to the annual fee for the primary cardholder in the first year (value of $149). Receive a $100 annual Travel Privilege credit
INTEREST RATES
19.9% Purchase
22.9% Cash advance
special feature(s)
No conversion fees
This card doesn't charge any foreign transaction fees, so it's perfect for shopping online or when traveling abroad. Plus, you'll get exclusive access to special offers and rewards.
ANNUAL FEES
$149 Main cardholer
$50 Additional card

This card is awesome for a personal user because :

Earn 20,000 bonus welcome points

Special offer: Earn up to 80,000 points* ($400 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year* ($149 value) and receive a $100 annual travel enhancement credit*. Must apply by February 28, 2023. Conditions apply.

A low interest reward card for everyday use and travel

This card is one of the best low-interest personal credit cards in Canada. Trusted by millions of customers, it offers a competitive annual interest rate of 11.9% and the first year annual fee rebate.

No conversion fees

This card doesn't charge any foreign transaction fees, so it's perfect for shopping online or when traveling abroad. Plus, you'll get exclusive access to special offers and rewards.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
80 000
REQUIRED INCOME

INSURANCE

🏥

Medical emergency

Emergency medical coverage of up to $1,000,000 for a maximum of 31 days (as long as you're under 65 years old).

🩴

Emergency purchases

Emergency purchase coverage for loss, damaged or delayed baggage. Up to $750 per insured person for the cost of damage, theft or loss. Or $200 for the purchase of necessities for baggage delayed over 12 hours.

Flight delay

For flight delays, receive up to $2,000 per insured person per trip, to a maximum of $5,000 total.

⚡️

Trip interruption

For trip interruption get reimbursed up to $2,000 per insured person per trip, to a maximum of $5,000 total.

Trip cancellation

Trip cancellation insurance covers up to $2,000 per insured person for non-refundable, prepaid expenses in the event of cancellation for a covered reason.

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Auto Rental coverage

Car rental insurance coverage for collision/loss damage when you pay at least 75% of your rental car with your HSBC World Elite Mastercard for a rental period not exceeding 31 consecutive days.

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Purchase Security

Purchase protection covering damage, loss or theft within 90 days of purchase.

📆

Extended Warranty

Extended warranty doubling the manufacturer's warranty to a max of 1 additional year.

BENEFITS

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More rewards with additional card

Annual travel enhancement credit of $100 applied yearly on the anniversary of your account. It can be redeemed towards baggage fees, seat upgrades or airport lounge passes. Earn 6 points per $1 spent on travel purchases. Earn 3 points per $1 spent on all other purchases. Redeem your points on travel, gift cards, merchandise from the HSBC rewards catalogue, financial rewards or swap for miles. Get a complimentary membership to Travel Pass from DragonPass, giving you access to over 1,300 airport lounges worldwide (at a cost of $32 per visit), plus other discounts on dining, spa and retail purchases.

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Worldwide customer service

Access 24/7 customer service worldwide.

Exclusive discounts with my favorite brands

Get a 10% discount on bookings through Expedia and Agoda. Get unlimited Wi-Fi at Boingo hotspots for up to 3 devices at a time.

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