hardbacon icon cc + belly

Is this the right card for your needs?

Save time by answering a few questions to get personalized recommendations

Cashback

Rubyx Visa* Platinum Credit Card

INTEREST RATES
19.99% Purchase
21.99% Cash advance
ANNUAL FEES
$49 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🌮
Restaurant
⛽️
Gas
🎉
Entertainment
🛒
Groceries
💵
Other
💸
Total
$
Welcome offer
The calculation result is based on the conversion of the welcome offer points into statement credit
$
Estimated annual rewards
The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

Personal cashback credit card for newcomers to Canada from India.

This card can make the banking transition a little bit easier for newcomers to Canada, giving them the freedom to shop for things they need and earn up to 2% cashback in the process.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

📆

Extended Warranty

Extended warranty is available for up to 1 year.

🛍

Purchase Security

Purchase protection extends for 90 days from date of purchase.

🚗

Auto Rental coverage

Car rentals charged to this card are insured against damage and theft.

BENEFITS

🌎

Worldwide customer service

In the event of an emergency, like a lost or stolen card or if you need emergency cash, Visa customer service is available around the world, whenever you need it.

RELATED ARTICLES

How to Check Your Vanilla Visa Balance in Canada

If you are looking for a prepaid credit card, the Vanilla Visa card is an excellent choice. While the card does not…

The Best Credit Cards Welcome Offers in Canada for January 2023

The best credit card is not the same for everyone, since we all have different needs. So you shouldn’t choose a credit…

All About the Visa Debit Card in Canada

What’s so special about a Visa debit card? It’s time you understood the plastic in your wallet. A Visa debit card is…

The 10 Best Black Credit Cards in Canada for 2022

Black credit cards are rare and exclusive. They’re designed for the rich and are considered prestigious.Plus, they come with some great perks…

Subscribe to our newsletter to receive exclusive content on personal finance

[sibwp_form id=1]
* By subscribing to the Hardbacon newsletter, you also agree to receive communications and offers from select partners. You can unsubscribe at any time.