hardbacon icon cc + belly

Is this the right card for your needs?

Save time by answering a few questions to get personalized recommendations

Cashback

Rubyx Visa* Platinum Credit Card

INTEREST RATES
19.99% Purchase
21.99% Cash advance
ANNUAL FEES
$49 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🌮
Restaurant
⛽️
Gas
🎉
Entertainment
🛒
Groceries
💵
Other
💸
Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Special features

Personal cashback credit card for newcomers to Canada from India.

This card can make the banking transition a little bit easier for newcomers to Canada, giving them the freedom to shop for things they need and earn up to 2% cashback in the process.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

📆

Extended Warranty

Extended warranty is available for up to 1 year.

🛍

Purchase Security

Purchase protection extends for 90 days from date of purchase.

🚗

Auto Rental coverage

Car rentals charged to this card are insured against damage and theft.

BENEFITS

🌎

Worldwide customer service

In the event of an emergency, like a lost or stolen card or if you need emergency cash, Visa customer service is available around the world, whenever you need it.

SIMILAR CARDS

RELATED ARTICLES

The 13 Best Credit Cards for New Immigrants in Canada

Are you a new immigrant in Canada on the hunt for the perfect credit card to kickstart your financial journey? Well, your…

The Best Credit Cards Without Currency Conversion Fees in 2023

You may not realize it, but most credit cards in Canada come with a currency conversion fee when you buy stuff abroad….

The Best Rewards Credit Cards in Canada for 2023

Your money deserves rewards for everything it lets you do. Sure, you can earn interest in an investment, but as human beings,…

The Top 9 Mastercard Credit Cards in Canada for 2023

The wide variety of credit cards available in Canada is impressive! So it is normal to be unsure of which card best…

Still not sure? Compare credit cards and find the best one for your needs.

Subscribe to our newsletter to receive exclusive content on personal finance

[sibwp_form id=1]
* By subscribing to the Hardbacon newsletter, you also agree to receive communications and offers from select partners. You can unsubscribe at any time.