a
hardbacon icon cc + belly

Is this the right card for your needs?

Save time by answering a few questions to get personalized recommendations

Take the quiz
Balance transfer
APPLY NOW

ManulifeMONEY+ Visa Infinite

Welcome offer
$99 of discount
INTEREST RATES
19.99% Purchase
21.99% Cash advance
ANNUAL FEES
$120 Main cardholer
Waived for the first year
$50 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🌮
Restaurant
⛽️
Gas
🎉
Entertainment
🛒
Groceries
💵
Other
💸
Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

$ 99 discount on the annual fee for the first year

Open an account and get a one-time annual fee rebate.

Low interest on balance transfers for the first 6 months. And Pay no Daily Banking Fee for the first year.

1. Pay just 1.99% on balance transfers in the first 6 months. 2. The cost of the Manulife One Unlimited Daily Banking fee is waived for the first year of card ownership.

Special features

Personal travel rewards credit card with a low interest rate for balance transfers.

This card earns reward points that travellers can redeem through the Visa Infinite program, and those with credit card debt can transfer the balance and pay it off faster with the low-interest introductory offer.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
60 000
REQUIRED INCOME

INSURANCE

📆

Extended Warranty

Extended warranty is available for up to 1 year.

🛍

Purchase Security

Purchase protection extends for 90 days from date of purchase.

🦷

Travel accident

Cardholders have automatic travel accident insurance up to $500,000.

🏥

Medical emergency

Cardholders and dependents are covered with out-of-province emergency medical insurance for 15 days (3 days for those over the age of 65).

⚡️

Trip interruption

Expenses related to trip interruption are covered up to $2000.

🚗

Auto Rental coverage

Car rentals charged to this card are insured against damage and theft.

⏱

Flight delay

Expenses related to flight delays are covered up to $500.

BENEFITS

🌎

Worldwide customer service

Get help wherever you are and whenever you need it with Visa customer service.

⭐

Exclusive discounts with my favorite brands

Get exclusive access to hotel properties and invitations to culinary experiences while you travel.

💎

Concierge service

Enjoy access to 24/7 concierge services through Visa Infinite.

SIMILAR CARDS

Cashback
BMO CashBack® Mastercard®*
Low interest
BMO Preferred Rate Mastercard®*
Reward
BMO AIR MILES®† Mastercard®*
Reward
BMO Rewards® Mastercard®*
Cashback
Scotia Momentum® No-Fee Visa* card
Low interest
Scotiabank Value® Visa* card
Cashback
Money-Back Credit Card
Cashback
Scotia Momentum® Visa* card
Balance transfer
CIBC Select Visa Card

RELATED ARTICLES

The 6 Best TD Credit Cards in 2023 

TD credit cards have something for everyone! The Toronto-Dominion Bank (TD), one of Canada’s largest banks, has been in the retail banking…

Read More
The 10 Best Aeroplan Credit Cards in Canada

The Aeroplan program is widely popular among frequent Canadian travellers due to its very advantageous point system. It gives you the possibility…

Read More
Can you get a credit card without a job in Canada?

For many Canadians, having a credit card is a way to manage their finances as they make purchases online and in-store. However,…

Read More
The 10 Best Virtual Credit Cards in Canada

A virtual credit card is not a joke nor a product without a market. Online shopping is gaining momentum: over 80% of…

Read More
Still not sure? Compare credit cards and find the best one for your needs.

Subscribe to our newsletter to receive exclusive content on personal finance

[sibwp_form id=1]
* By subscribing to the Hardbacon newsletter, you also agree to receive communications and offers from select partners. You can unsubscribe at any time.