Cashback

National Bank® mycreditᵀᴹ Mastercard® credit card

Welcome offer
$75 of cash back
INTEREST RATES
20.99% Purchase
22.49% Cash advance
special feature(s)
No annual fee
The National Bank mycredit Mastercard credit card comes with no annual fee, so you can save your money and use them for other things. You can get additional cards for free, so you can share the benefits with your loved ones.
Free additional card
You can get additional cards for free, allowing you to share the benefits with your loved ones.
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🌮
Restaurant
⛽️
Gas
🎉
Entertainment
🛒
Groceries
💵
Other
💸
Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Special features

Personal cash back credit card

This personal cash back credit card has no annual fee, and allows cardholders to earn extra cash back rewards on pre-authorized purchases and restaurant purchases.

No annual fee

The National Bank mycredit Mastercard credit card comes with no annual fee, so you can save your money and use them for other things. You can get additional cards for free, so you can share the benefits with your loved ones.

Free additional card

You can get additional cards for free, allowing you to share the benefits with your loved ones.

REQUIREMENTS

630
CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

🛍

Purchase Security

Purchase protection covers damages or theft up to 90 days from the purchase date.

📆

Extended Warranty

Extended warranty which doubles the manufacturer's warranty for eligible items up to one additional year.

📵

Mobile device insurance

Mobile device insurance coverage of up to $1000 for theft, damage or loss within 2 years of purchase date.

BENEFITS

Exclusive discounts with my favorite brands

Get 1% cash back on pre-authorized payments and restaurant purchases.
Get 0.5% cash back on all other purchases.
Enjoy room upgrades, enriching travel experiences, priority access and more with Mastercard Priceless Cities.

💳

More rewards with additional card

Add a supplementary cardholder to earn cash back rewards faster.

SIMILAR CARDS

RELATED ARTICLES

The Ultimate Guide to Credit Card Churning in Canada

Unlock extraordinary perks and savings with the ultimate power of credit card churning. In a highly competitive market, financial institutions must ensure…

The Best Credit Cards Welcome Offers in Canada for March 2023

The best credit card is not the same for everyone, since we all have different needs. So you shouldn’t choose a credit…

The Best Rewards Credit Cards in Canada for 2023

Your money deserves rewards for everything it lets you do. Sure, you can earn interest in an investment, but as human beings,…

The ultimate guide to joint credit cards in Canada

When used wisely, a joint credit card may be key to helping your family achieve its financial goals. Depending on how the…

Still not sure? Compare credit cards and find the best one for your needs.

Subscribe to our newsletter to receive exclusive content on personal finance

[sibwp_form id=1]
* By subscribing to the Hardbacon newsletter, you also agree to receive communications and offers from select partners. You can unsubscribe at any time.