Cashback

Neo Cashback Rewards Mastercard

Welcome offer
15% of cash back
Earn up to 15% cashback* on your first purchase at participating partners.
INTEREST RATES
26.99% Purchase
28.99% Cash advance
BONUS OFFER
15% of cash back
Cash back varies by rewards plan, partner merchant, and offer.
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Restaurant
⛽️
Gas
🎉
Entertainment
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Groceries
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Other
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Total
$
Welcome offer
The calculation result is based on the conversion of the welcome offer points into statement credit
$
Estimated annual rewards
The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

This card is awesome for a personal user because :

Get up to 15% cash back on your first purchase at a Neo partner, plus a $25 Welcome Bonus when you apply through Hardbacon.

Get 5% and 15% welcome bonuses on first time purchases with Neo partners.

Enjoy multiple "first-time purchase" cash back bonuses.

Earn up to 15% cash back every time you try a participating Neo partner for the first time.

A powerful cash back card for every lifestyle and budget.

This is one of the best cash back cards on the market today. This card offers great cash back rates so you can earn rewards on the purchases that matter most to you.

No annual fee

Avoid additional fees with the free rewards plan that does not include perks like insurance or purchase protection. You can add a rewards plan monthly subscription to access travel insurance, and other perks.

Guaranteed approval

With guaranteed approval, you do not need a credit check for this card.

REQUIREMENTS

600
CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

BENEFITS

Exclusive discounts with my favorite brands

Enjoy the highest cash back rates in Canada and exclusive offers from Neo's 8,000 partners. Popular merchants include Amazon, Boston Pizza, Anytime Fitness, Roots, PetSmart, and more including hidden gems near you.

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Worldwide customer service

The Neo Cashback Rewards Mastercard comes with 24/7 support, so you can always get the help you need when you need it.

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